Bay County property record for 207 3rd St, Mexico Beach, FL 32456
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1 ba · 840 sqft · built 1962 |
| Lot Size | 0.192 acres (8,363 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (Nov 2022) |
| Tax Bill | $2,655 (2025) |
| Deeds & Mortgages | Sep 2023 Transfer Nov 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04876-030-000 |
| Primary APN | 04876-030-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 840 sqft Living Area |
| 1st Floor Area | 840 sqft |
| Flooring | Tile |
| Interior Walls | Plywood |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 8,363 sqft (0.192 acres) |
| Lot Dimensions | 112 ft deep x 75 ft wide |
| Porch | Open Porch |
| Porch Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 207 3RD ST |
|---|---|
| City | MEXICO BEACH |
| State | FL |
| Zip | 32456-0188 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | MB02 |
| Legal Description | MEXICO BEACH UNIT 12 LOT 4 BLK 2 ORB 4730 P 514 |
| Legal Range | 12W |
| Legal Township | 06S |
| Legal Section | 25 |
| Legal Subdivision | MEXICO BEACH |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Legal Unit | 12 |
| Jurisdiction | BAY FL |
| Township / Civil Division | MEXICO BEACH |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 600 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 850 WEST ST, PANAMA CITY, FL 32404-7006 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 13, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 7, 2022 | Warranty Deed, Transfer · Balloon Mortgage KIM SIGMAN ETUX |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2022 · Amount on Record |
| Deed Sale | Nov 7, 2022 · Amount on Record |
| Prior Sale | Oct 28, 2014 · Amount on Record |
| Deed Document Number | 202281183 |
| Deed Book / Page | 4628 / 1931 |
| Last Transfer Date | Sep 6, 2023 |
| Transfer Doc | 0047300514 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Sep 13, 2023 |
| Property Address | 207 3RD ST, MEXICO BEACH, FL 32456-0188 |
| Document Number | 0047300514 |
| Book / Page | 4730 / 514 |
| Map Reference | MB 10 PG 49 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 2023058314 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 850 WEST ST, PANAMA CITY, FL 32404-7006 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 7, 2022 |
| Property Address | 207 3RD ST, MEXICO BEACH, FL 32456-0188 |
| Document Number | 0046281931 |
| Book / Page | 4628 / 1931 |
| Map Reference | MB 10 PG 49 |
| Instrument Date | Nov 3, 2022 |
| Instrument | 2022081183 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2022 |
| Title Company | CORNERSTONE TITLE INSURANCE AGENCY, CORNERSTONE TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 121 COUNTY ROAD 386, 121, MEXICO BEACH, FL 32456-5964 |
| Name | Verified Name |
|---|---|
| Address | 850 WEST ST, PANAMA CITY, FL 32404-7006 |
| Document Number | 0046281933 |
|---|---|
| Date | Nov 7, 2022 |
| Instrument | 4628/1933 |
| Name | KIM SIGMAN ETUX |
|---|---|
| Type | Private Party |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 3, 2027 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Mexico Beach City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,655.00 (+6.12%) | $131,594 (-35.35%) | $228,672 (+12.34%) Land $174,206 Building $54,466 |
| 2024 | $2,502.00 (+5.17%) | ||
| 2023 | $2,379.00 (+35.71%) | $203,557 (+71.34%) Land $150,693 Building $52,864 | $203,557 (+71.34%) Land $150,693 Building $52,864 |
| 2022 | $1,753.00 | $118,806 Land $104,025 Building $14,781 | $118,806 Land $104,025 Building $14,781 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 378 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 693 units insured incl. 315 condo units |
| Nearby Flood Claims | 914 (1985–2024) |
| Claims Outside the SFHA | 547 of 914 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MEXICO BEACH serves 5,888 people · EPA ID FL1030467 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jul 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Point Broadband Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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