207 2nd St, Gray, IA 50110 Property Records

Audubon County property record for 207 2nd St, Gray, IA 50110

Property Summary

Property Type	Single Family Home
Details	1 ba · 912 sqft · built 1927
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$42,000 (Sep 2020)
Tax Bill	$1,076 (2026)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Nov 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`05-03-12-420-100`

Property Details

APN / Parcel Number

Primary APN	`05-03-12-420-100`
Alternative APN	`000100`

Interior

Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
Basement Area	912 sqft
Unfinished Basement	912 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1927
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	35 sqft
Deck Area	455 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	207 2ND ST
City	GRAY
State	IA
Zip	50110-2310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 4 ORIGINAL TOWN
Legal Subdivision	TOWN OF GRAY
Legal Block	4
Legal Lot Number	1
Jurisdiction	AUDUBON IA
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2260
Census Tract	70100

Owner

207 2nd St is owned and occupied by two individuals who bought it in September 2020.

Source: Audubon County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	207 2ND ST, GRAY, IA 50110-2310
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED BANK OF IOWA
Nov 1, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2020 · Amount on File
Deed Sale	Sep 29, 2020 · Amount on File
Deed Document Number	20201168
Prior Transfer Date	Aug 26, 2015
Prior Transfer Doc	0000000929
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AUDUBON IA
Recording Date	Sep 29, 2020
Property Address	207 2ND ST, GRAY, IA 50110-2310
Document Number	201168
Instrument Date	Aug 10, 2020
Instrument	20-1168
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 2ND ST, GRAY, IA 50110-2310

Mortgage

Document Number	0000201170
Date	Sep 29, 2020
Instrument	20-1170

Lender

Name	UNITED BANK OF IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

November 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	AUDUBON IA
Recording Date	Nov 1, 2017
Property Address	207 2ND ST, GRAY, IA 50110-2310
Document Number	171130
Instrument Date	Oct 27, 2017
Instrument	17-1130
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 2ND ST GRAY, IA

Tax Assessment & Valuation

The 2026 property tax bill for 207 2nd St was $1,076.

Source: Audubon County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Audubon County
Municipality	Gray City
Unified School District	Audubon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,076.00	$77,340 (-) Land $1,960 Building $75,380	$77,340 (-) Land $1,960 Building $75,380
2025	$1,076.00	$77,340 Land $1,960 Building $75,380	$77,340 Land $1,960 Building $75,380
2023		$67,920 Land $1,960 Building $65,960	$67,920 Land $1,960 Building $65,960
2022	$752.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 2nd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 2nd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	1,000 / 1,000
Starlink Satellite	280 / 30
Windstream Fixed Wireless · DSL in parts of the area	100 / 10

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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