Benton County property record for 207 2nd Ave, Keystone, IA 52249
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,606 sqft · built 1870 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $97,500 (Jul 2024) |
| Tax Bill | $1,136 (2026) |
| Deeds & Mortgages | May 2022 Mortgage May 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09004800 |
| Primary APN | 09004800 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 732 sqft |
| Basement Area | 984 sqft |
| Unfinished Basement | 732 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 108 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 207 2ND AVE |
|---|---|
| City | KEYSTONE |
| State | IA |
| Zip | 52249-9657 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WAMSERS ADD LOT 2 BLK 1 |
| Legal Subdivision | WAMSERS |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | BENTON IA |
| Township / Civil Division | KANE |
| Census Block Group | 3 |
| Census Block | 3063 |
| Census Tract | 960600 |
Source: Benton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 207 2ND AVE, KEYSTONE, IA 52249-9657 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| May 18, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LINN AREA CU |
| May 18, 2022 | Warranty Deed, Transfer · Conventional Mortgage LINN AREA CU |
| Apr 30, 2019 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2024 · Amount on Record |
| Deed Sale | Jul 8, 2024 · Amount on Record |
| Prior Sale | May 18, 2022 · Amount on Record |
| Deed Document Number | 20242286 |
| Prior Transfer Date | Nov 1, 2007 |
| Prior Transfer Doc | 00007/5648 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON IA |
| Property Address | 207 2ND AVE, KEYSTONE, IA 52249-9657 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000222277 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 22-2277 |
| Name | LINN AREA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2037 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | May 18, 2022 |
| Property Address | 207 2ND AVE, KEYSTONE, IA 52249-9657 |
| Document Number | 0000222275 |
| Instrument Date | May 13, 2022 |
| Instrument | 22-2275 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 2ND AVE, KEYSTONE, IA 52249-9657 |
| Document Number | 0000222276 |
|---|---|
| Date | May 18, 2022 |
| Instrument | 22-2276 |
| Name | LINN AREA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 3 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BENTON IA |
| Recording Date | Apr 30, 2019 |
| Property Address | 207 2ND AVE, KEYSTONE, IA 52249-9657 |
| Document Number | 000019/713 |
| Book / Page | 19 / 713 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 19-0713 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 207 2ND AVE, KEYSTONE, IA 52249-9657 |
Source: Benton County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Benton County |
| Municipality | Keystone City |
| Unified School District | Benton Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,136.00 (+17.11%) | $99,100 (-) Land $13,400 Building $85,700 | $99,100 (-) Land $13,400 Building $85,700 |
| 2025 | $970.00 | $99,100 (+22.5%) Land $13,400 Building $85,700 | $99,100 (+22.5%) Land $13,400 Building $85,700 |
| 2024 | $970.00 (+68.4%) | ||
| 2023 | $80,900 (+88.58%) Land $13,200 Building $67,700 | $80,900 (+88.58%) Land $13,200 Building $67,700 | |
| 2022 | $576.00 | $42,900 Land $10,600 Building $32,300 | |
| 2021 | $42,900 Land $10,600 Building $32,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KEYSTONE WATER SUPPLY serves 599 people · EPA ID IA0640030 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2021 Nitrite resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Keystone Communications Fiber | 250 / 250 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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