207 20th Ave W, Polson, MT 59860 Property Records

Lake County property record for 207 20th Ave W, Polson, MT 59860

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 924 sqft · built 1993
Lot Size	0.208 acres (9,060 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Apr 2020)
Tax Bill	$3,010 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R159119`

Property Details

APN / Parcel Number

Primary APN	`R159119`
Alternative APNs	`15-3228-09-3-13-21-0000` `0000007971`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	924 sqft Living Area
1st Floor Area	924 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,060 sqft (0.208 acres)
View / Lot	Waterfront / Beach
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000007971
Street Address	207 20TH AVE W
City	POLSON
State	MT
Zip	59860-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Description	WOODBINE ESTATES, S09, T22 N, R20 W, BLOCK 3, LOT 14, ACRES 0.208
Legal Range	20W
Legal Township	22N
Legal Section	09
Legal Subdivision	WOODBINE ESTATES
Legal Block	3
Legal Lot Number	14
Jurisdiction	LAKE MT
Township / Civil Division	FLATHEAD RESERVATION
Census Block Group	1
Census Block	1159
Census Tract	940306

Owner

207 20th Ave W is owned and occupied by an individual who bought it in April 2020.

Source: Lake County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	207 20TH AVE W, POLSON, MT 59860-4034
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage MONTANA HOMEOWNERSHIP NETWORK
Apr 2, 2020	Warranty Deed, Transfer · FHA Mortgage WELLS FARGO BANK NA
Jan 16, 2018	Warranty Deed, Transfer · VA Mortgage MANN MORTGAGE LLC
Dec 10, 2014	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2020 · Amount on File
Deed Sale	Apr 2, 2020 · Amount on File
Prior Sale	Jan 16, 2018 · Amount on File
Deed Document Number	2020576293
Prior Transfer Date	Jul 26, 2013
Prior Transfer Doc	530332
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE MT
Property Address	207 20TH AVE W, POLSON, MT 59860-4034
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000576295
Date	Apr 2, 2020
Instrument	576295

Lender

Name	MONTANA HOMEOWNERSHIP NETWORK
Type	Non-Lending Institution
Address	GREAT FALLS, MT 59403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2025

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Apr 2, 2020
Property Address	207 20TH AVE W, POLSON, MT 59860-4034
Document Number	576293
Instrument Date	Mar 27, 2020
Instrument	576293
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	48901 US HIGHWAY 93, 48901, POLSON, MT 59860-7472

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 20TH AVE W, POLSON, MT 59860-4034

Mortgage

Document Number	576294
Date	Apr 2, 2020
Instrument	576294

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Mortgage

Document Number	576295
Date	Apr 2, 2020
Instrument	576295

Lender

Name	MONTANA HOMEOWNERSHIP NETWORK
Type	Non-Lending Institution
Address	GREAT FALLS, MT 59403

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2025

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Jan 16, 2018
Property Address	207 20TH AVE W, POLSON, MT 59860-4034
Document Number	560169
Instrument Date	Jan 12, 2018
Instrument	560169
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	207 20TH AVE W, 207, POLSON, MT 59860-4034

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	48901 US HIGHWAY 93 STE A, A, POLSON, MT 59860-7472

Mortgage

Document Number	560170
Date	Jan 16, 2018
Instrument	560170

Lender

Name	MANN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

December 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MT
Recording Date	Dec 10, 2014
Property Address	207 20TH AVE W, POLSON, MT 59860-4034
Document Number	0000538825
Instrument Date	Dec 1, 2014
Instrument	538825
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	140 ROSWELL AVE, LONG BEACH, CA 90803-2941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 20TH AVE W, POLSON, MT 59860-4034

Mortgage

Document Number	0000538826
Date	Dec 10, 2014
Instrument	538826

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	456 Months
Due	Dec 10, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 207 20th Ave W was $3,010, up 94.9% from the year before.

Source: Lake County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lake County
Municipality	Polson City
Elementary School District	Polson Elementary School District (PK - 08)
Secondary School District	Polson High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,010.00 (+94.95%)	$308,500 (-)
2025	$1,544.00	$308,500	$308,500 Land $49,477 Building $259,023
2023	$2,101.00	$255,000	$255,000 Land $38,096 Building $216,904

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 20th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 16, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 20th Ave W is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 88% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF POLSON serves 5,300 people · EPA ID MT0000308
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Western Montana CommunityTel.

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