207 12th St, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 207 12th St, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,050 sqft · built 2007
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jul 2009)
Tax Bill	$1,010 (2025)
Deeds & Mortgages	Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3A3-1-21C-8`

Property Details

APN / Parcel Number

Primary APN	`3A3-1-21C-8`
Alternative APN	`21381`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,050 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Mud Sill
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.119 acres)
Porch	Open Porch
Deck Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	21381
Old Parcel Number	3A3-1-21C-8
Street Address	207 12TH ST
City	COLONIAL BEACH
State	VA
Zip	22443-1513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	LOTS 8 & 9 BK 21C DB 918 PG 1282BEING LOT 8A PER PLAT
Legal Subdivision	CLASSIC SHORE
Legal Block	21C
Legal Lot Number	8&9 9
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	10402

Owner

207 12th St is owned and occupied by an individual who acquired it in April 2019.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	207 12TH ST, COLONIAL BEACH, VA 22443-1513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 15, 2009 · Amount on File
Deed Sale	Jul 15, 2009 · Amount on File
Prior Sale	Jul 15, 2009 · Amount on File
Deed Document Number	000801/881
Deed Book / Page	801 / 881
Last Transfer Date	Apr 26, 2019
Transfer Doc	0009181282
Record Updated	Jun 8, 2026

April 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Apr 26, 2019
Property Address	207 12TH ST, COLONIAL BEACH, VA 22443-1513
Document Number	0009181282
Instrument Date	Apr 22, 2019
Instrument	09181282
Transaction Type	Transfer
Record Updated	Jan 13, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 12TH ST, COLONIAL BEACH, VA 22443-1513

Mortgage

Document Number	0009181285
Date	Apr 26, 2019
Instrument	09181285

Lender

Name	JPMORGAN CHASE BANK NA

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

The 2025 property tax bill for 207 12th St was $1,010.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Colonial Beach Town
County	Westmoreland County
Unified School District	Colonial Beach Town Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,010.00	$240,600 Land $39,200 Building $201,400	$240,600 Land $39,200 Building $201,400
2023		$240,600 Land $39,200 Building $201,400	$240,600 Land $39,200 Building $201,400
2022	$962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 207 12th St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 207 12th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF COLONIAL BEACH serves 3,875 people · EPA ID VA4193280
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures