20696 545th St, Centerville, IA 52544 Property Records

Appanoose County property record for 20696 545th St, Centerville, IA 52544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,864 sqft · built 2014
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,856 (2026)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`290251001632000`

Property Details

APN / Parcel Number

Primary APN	`290251001632000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,864 sqft Living Area
Basement Area	1,864 sqft
Finished Basement	588 sqft
Unfinished Basement	1,276 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	871 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	20696 545TH ST
City	CENTERVILLE
State	IA
Zip	52544-8415
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM @ SE COR SW NE TH N 345', W 295', S345', E 295' TO PT OF COM SUBJ TO EASE
Jurisdiction	APPANOOSE IA
Township / Civil Division	VERMILLION
Census Block Group	2
Census Block	2025
Census Tract	950500

Owner

Source: Appanoose County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20696 545TH ST, NST, CENTERVILLE, IA 52544-8415
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APPANOOSE IA
Property Address	20696 545TH ST, CENTERVILLE, IA 52544-8415
Transaction Type	Mortgage
Record Updated	Apr 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002021/571
Date	Mar 10, 2021
Book Page	2021/571
Instrument	2021 571

Lender

Name	IOWA TRUST & SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Appanoose County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Appanoose County
Unified School District	Centerville Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,856.00 (-7.08%)	$422,540 (-) Land $38,450 Building $384,090	$422,540 (-) Land $38,450 Building $384,090
2025	$5,226.00	$422,540 (+15.69%) Land $38,450 Building $384,090	$422,540 (+15.69%) Land $38,450 Building $384,090
2024	$5,226.00 (+12.58%)
2023		$365,230 (+25.65%) Land $33,000 Building $332,230	$365,230 (+25.65%) Land $33,000 Building $332,230
2022	$4,642.00 Homeowner's exemption	$290,680 Land $26,500 Building $264,180
2021			$290,680 Land $26,500 Building $264,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 15, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 60% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RATHBUN REGIONAL WATER ASSN (RATHBUN) private · serves 33,000 people · EPA ID IA0400900
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Company Fiber	1,000 / 1,000
Liberty Communications Fixed Wireless	100 / 50
Lockridge Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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