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20695 Liberty Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20695 Liberty Ln, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,704 sqft · built 2001
Lot Size0.19 acres (8,276 sqft)
Owner2 Individual Names on File
Last Sale$505,000 (Apr 2021)
Tax Bill$3,573 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN171216-DB-02600

Property Details

APN / Parcel Number

Primary APN171216-DB-02600
Alternative APNs
  • R1088171216DB02600
  • 202363

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,704 sqft Living Area
Gross Area2,144 sqft
1st Floor Area1,704 sqft
Utility RoomUtility Room

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Exterior MaterialOther
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,276 sqft (0.19 acres)
Garage Area440 sqft
Deck Area120 sqft

Utilities, Heating & Cooling

Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number202363
Street Address20695 LIBERTY LN
CityBEND
StateOR
Zip97701-8564
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionVISTA RIDGE LOT 9
Legal Range12
Legal Township17
Legal Section16
Legal SubdivisionVISTA RIDGE
Legal Lot Number9
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group3
Census Block3044
Census Tract1101

Owner

20695 Liberty Ln is owned and occupied by two individuals who bought it in April 2021.

Source: Deschutes County records, as of November 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address20695 LIBERTY LN, BEND, OR 97701-8564
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 16, 2021 · Amount on File
Deed SaleApr 16, 2021 · Amount on File
Prior SaleApr 10, 2015 · Amount on File
Deed Document Number202123975
Prior Transfer DateFeb 23, 2009
Prior Transfer Doc0000009150
Record UpdatedSep 20, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESCHUTES OR
Recording DateApr 16, 2021
Property Address20695 LIBERTY LN, BEND, OR 97701-8564
Document Number0000023975
Instrument DateApr 13, 2021
Instrument2021-23975
Transaction TypeTransfer
Record UpdatedNov 12, 2021
Title CompanyFIRST AMERICAN TILTE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20695 LIBERTY LN, BEND, OR 97701-8564

Mortgage

Document Number0000023976
DateApr 16, 2021
Instrument2021-23976
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20695 Liberty Ln was $3,573, up 4% from the year before.

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,573.00 (+3.96%)$211,470 (+3%)$586,240 (+7.49%) Land $219,500 Building $366,740
2024$3,437.00 (+7.88%)$205,320 (+3%)$545,390 (+4.06%) Land $219,500 Building $325,890
2023$3,186.00$199,340$524,090 Land $214,500 Building $309,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20695 Liberty Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20695 Liberty Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area		1,000 / 20
Yellowknife Wireless
Fixed Wireless		700 / 200
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL · Fiber in parts of the area		140 / 20

May also be available: Webformix.

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