Le Flore County property record for 20693 406th St, Howe, OK 74940
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,086 sqft · built 1986 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Jan 2022) |
| Tax Bill | $800 (2025) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Aug 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000-01-05N-25E-0-044-00 |
| Primary APN | 0000-01-05N-25E-0-044-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,086 sqft Living Area |
| 1st Floor Area | 1,086 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 25,700 sqft (0.59 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 56 sqft |
| Deck Area | 135 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 6338 |
|---|---|
| Street Address | 20693 406TH ST |
| City | HOWE |
| State | OK |
| Zip | 74940-7451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEC 1 TWP 5N RNG 25E PT E1/2 SW BEG 691.21 S & 355.33 E NW COR S52DG58'W130 S37DG2'E200 N52DG58'E130 N37DG2'W200 POB B1847 P4 |
| Legal Range | 25E |
| Legal Township | 05N |
| Legal Section | 01 |
| Jurisdiction | LE FLORE OK |
| Township / Civil Division | HEAVENER |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 40602 |
Source: Le Flore County records, as of January 16, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 20693 406TH ST, HOWE, OK 74940-7451 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 28, 2022 | Warranty Deed, Transfer · FHA Mortgage FIRSTAR BANK NA |
| Aug 7, 2020 | Loan Modification, Mortgage AMY MCCARTNEY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 28, 2022 · Amount on Record |
| Deed Sale | Jan 28, 2022 · Amount on Record |
| Prior Sale | Jun 4, 2012 |
| Deed Document Number | 2022864 |
| Deed Book / Page | 2174 / 373 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LE FLORE OK |
| Recording Date | Jan 28, 2022 |
| Property Address | 20693 406TH ST, HOWE, OK 74940-7451 |
| Document Number | 0021740373 |
| Book / Page | 2174 / 373 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 864 |
| Transaction Type | Transfer |
| Record Updated | Feb 25, 2022 |
| Title Company | ECTOR COUNTY ABSTRACT AND TITLE, LEFLORE CNTY ABSTRACT & TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $127.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20693 406TH ST, HOWE, OK 74940-7451 |
| Document Number | 0000000865 |
|---|---|
| Date | Jan 28, 2022 |
| Instrument | 865 |
| Name | FIRSTAR BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LE FLORE OK |
| Property Address | 20693 406TH ST, HOWE, OK 74940-7451 |
| Document Number | 0021140158 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Document Number | 0021140158 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 002114/000158 |
| Instrument | 5431 |
| Name | AMY MCCARTNEY |
|---|
| Term | 120 Months |
|---|---|
| Due | Aug 6, 2030 |
Source: Le Flore County assessment roll, as of January 16, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Le Flore County |
| Unified School District | Howe Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $800.00 (-1.36%) | $9,252 (-1.05%) Land $1,425 Building $7,827 | $84,108 (-1.05%) Land $12,950 Building $71,158 |
| 2023 | $811.00 | $9,350 Land $357 Building $8,993 | $85,000 Land $3,245 Building $81,755 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 79% of Oklahoma |
|---|---|
| Wildfire Likelihood | 1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEFLORE CO. RWD #14 serves 9,077 people · EPA ID OK3004001 |
|---|---|
| Water Source | Purchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY |
| Last State Inspection | Dec 2022 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 Haloacetic acids resolved · Jan 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Circle B Wireless Fixed Wireless | 400 / 100 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fixed Wireless in parts of the area | 100 / 20 |
| AT&T Fixed Wireless | 25 / 3 |
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