Gloucester County property record for 2069 E Snug Harbor Dr, Hayes, VA 23072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,624 sqft · built 1976 |
| Lot Size | 1.11 acres (48,352 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $367,000 (Jun 2024) |
| Tax Bill | $2,176 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jun 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32632 |
| Primary APN | 32632 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 48,352 sqft (1.11 acres) |
| Garage Area | 406 sqft |
| Deck Area | 64 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2069 E SNUG HARBOR DR |
|---|---|
| City | HAYES |
| State | VA |
| Zip | 23072-3724 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | SNUG HARB ANN SEC 1 BK B LOT 31 |
| Legal Subdivision | PLAT: PB25 467 |
| Legal Lot Number | 31 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | YORK |
| Census Block Group | 1 |
| Census Block | 1057 |
| Census Tract | 100500 |
2069 E Snug Harbor Dr is owned and occupied by two individuals who bought it in June 2024.
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2069 E SNUG HARBOR DR, HAYES, VA 23072-3724 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 20, 2023 | Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK |
| Jun 27, 2019 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Oct 1, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MOVEMENT MORTGAGE LLC |
| Apr 12, 2019 | Correction Deed ATTORNEY ONLY, ATTORNEY |
| Sep 4, 2018 | Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on File |
| Deed Sale | Jun 6, 2024 · Amount on File |
| Prior Sale | Apr 12, 2019 · Amount on File |
| Deed Document Number | 20242078 |
| Prior Transfer Date | Mar 12, 2019 |
| Prior Transfer Doc | 0000001514 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 2069 E SNUG HARBOR DR, HAYES, VA 23072-3724 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0230001046 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 230001046 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 2069 E SNUG HARBOR DR, HAYES, VA 23072-3724 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0190002693 |
|---|---|
| Date | Jun 27, 2019 |
| Instrument | 190002693 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 2069 E SNUG HARBOR DR, HAYES, VA 23072-3724 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200005396 |
|---|---|
| Date | Oct 1, 2020 |
| Instrument | 200005396 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Apr 12, 2019 |
| Property Address | 2069 E SNUG HARBOR DR, HAYES, VA 23072-3724 |
| Document Number | 190001514 |
| Instrument Date | Mar 12, 2019 |
| Instrument | 190001514 |
| Record Updated | Oct 5, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2069 E SNUG HARBOR DR, HAYES, VA 23072-3724 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Sep 4, 2018 |
| Property Address | 2069 E SNUG HARBOR DR, HAYES, VA 23072-3724 |
| Document Number | 180003915 |
| Instrument Date | Aug 29, 2018 |
| Instrument | 180003915 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | OLD DOMINION TITLE SOLUTION |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2069 E SNUG HARBOR DR, HAYES, VA 23072-3724 |
| Document Number | 180003916 |
|---|---|
| Date | Sep 4, 2018 |
| Instrument | 180003916 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 2069 E Snug Harbor Dr was $2,176, up 19.1% from the year before.
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,176.00 (+19.1%) | $367,000 (+25.3%) Land $112,360 Building $254,640 | $367,000 (+25.3%) Land $112,360 Building $254,640 |
| 2025 | $1,827.00 (+5.24%) | $292,900 (-) Land $84,360 Building $208,540 | $292,900 (-) Land $84,360 Building $208,540 |
| 2024 | $1,736.00 | $292,900 (-) Land $84,360 Building $208,540 | $292,900 (-) Land $84,360 Building $208,540 |
| 2023 | $1,736.00 (+0.81%) | $292,900 (+25%) Land $84,360 Building $208,540 | $292,900 (+25%) Land $84,360 Building $208,540 |
| 2022 | $1,722.00 | $234,320 Land $76,960 Building $157,360 | $234,320 Land $76,960 Building $157,360 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2069 E Snug Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 573 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 573 in force |
| Nearby Flood Claims | 268 (1982–2025) |
| Claims Outside the SFHA | 3 of 268 |
| Most Recent Claim | Oct 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2069 E Snug Harbor Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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