Kootenai County property record for 20689 N Pinehurst St, Rathdrum, ID 83858
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,572 sqft · built 2020 |
| Lot Size | 0.375 acres (16,335 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,119 (2025) |
| Deeds & Mortgages | Dec 2019 Mortgage Apr 2020 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0270000D002A |
| Primary APN | 0270000D002A |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Building Area | 3,572 sqft Living Area |
| Basement Area | 1,574 sqft |
| Finished Basement | 1,574 sqft |
| Year Built | Built 2020 |
|---|---|
| Construction Type | Frame |
| Foundation Type | Concrete |
| Lot Area | 16,335 sqft (0.375 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Attached |
| Garage Area | 613 sqft |
| Parking Spaces | 2 Parking Spaces |
| Boat Access | Boat Access |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 136646 |
|---|---|
| Street Address | 20689 N PINEHURST ST |
| City | RATHDRUM |
| State | ID |
| Zip | 83858-6922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FREDDES PLAT OF PINEHURST, LTS 1 & 2 BLOCK D 1752N04W |
| Legal Block | D |
| Legal Lot Number | 1-2 |
| Jurisdiction | KOOTENAI ID |
| Township / Civil Division | SPIRIT LAKE-ATHOL |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 101 |
Source: Kootenai County records, as of December 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 20689 N PINEHURST ST, RATHDRUM, ID 83858-6922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GLOBAL CU |
| Apr 30, 2020 | Deed of Trust, Mortgage · Construction Mortgage IDAHO CENTRAL CU |
| Dec 27, 2019 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Dec 27, 2019 |
| Transfer Doc | 2729261000 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 20689 N PINEHURST ST, RATHDRUM, ID 83858-6922 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI |
| Name | Verified Name |
|---|
| Document Number | 2728507000 |
|---|---|
| Date | Dec 20, 2019 |
| Instrument | 2728507000 |
| Name | GLOBAL CU |
|---|---|
| Type | Credit Union |
| Address | SPOKANE, WA 99201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jan 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 10% |
| Index | 1-Year LIBOR |
| Max Rate | 10% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Property Address | 20689 N PINEHURST ST, RATHDRUM, ID 83858-6922 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL KOOTENAI |
| Name | Verified Name |
|---|
| Document Number | 2749030000 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 2749030000 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | POCATELLO, ID 83206 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 374 Months |
| Due | Jun 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KOOTENAI ID |
| Recording Date | Dec 27, 2019 |
| Property Address | 20689 N PINEHURST ST, RATHDRUM, ID 83858-6922 |
| Document Number | 2729261000 |
| Map Reference | MB D PG 9 |
| Instrument Date | Dec 19, 2019 |
| Instrument | 2729261000 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1450 E SKYVIEW LN, HAYDEN, ID 83835-9463 |
Source: Kootenai County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Idaho |
| County | Kootenai County |
| Unified School District | Lakeland Joint School District 272 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,119.00 (-10.09%) Homeowner's exemption | $1,074,440 (-9.08%) Land $517,500 Building $556,940 | $1,074,440 (-9.08%) Land $517,500 Building $556,940 |
| 2024 | $3,469.00 (-2.61%) | ||
| 2023 | $3,562.00 (-32.51%) Homeowner's exemption | $1,181,790 (-18.13%) Land $635,000 Building $546,790 | $1,181,790 (-18.13%) Land $635,000 Building $546,790 |
| 2022 | $5,278.00 Homeowner's exemption | $1,443,545 Land $646,175 Building $797,370 | $1,443,545 Land $646,175 Building $797,370 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2026) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2026 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 91% of Idaho |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TWIN LAKES SERVICE AREA public/private · serves 2,023 people · EPA ID ID1280099 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Intermax Networks Fiber · Fixed Wireless | 1,000 / 1,000 |
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