20687 Smithfield Ct, Sterling, VA 20165 Property Records

Loudoun County property record for 20687 Smithfield Ct, Sterling, VA 20165

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,884 sqft · built 1994
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on File
Last Sale	$702,000 (Dec 2025)
Tax Bill	$6,524 (2026)
Deeds & Mortgages	Dec 2025 Sale Nov 2024 Sale
Flood Zone	Zone X (minimal risk)
APN	`011-26-3506-000`

Property Details

APN / Parcel Number

Primary APN	`011-26-3506-000`
Alternative APN	`81 V 5 64`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,884 sqft Living Area
1st Floor Area	983 sqft
Basement Area	960 sqft
Finished Basement	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	380 sqft

Exterior Amenities

Porch	Porch
Porch Area	36 sqft
Deck Area	Deck Area
Patio Area	598 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20687 SMITHFIELD CT
City	STERLING
State	VA
Zip	20165-7501
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH4
Legal Description	POTOMAC LAKES SEC.14-A LOT 64A 1349--826 (R/S) 1449--712 BLA PC B-533-3
Legal Subdivision	POTOMAC LAKE
Legal Block	3
Legal Lot Number	64A
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3000
Census Tract	611202

Owner

20687 Smithfield Ct is owned and occupied by an individual who bought it in December 2025.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	20687 SMITHFIELD CT, STERLING, VA 20165-7501
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 18, 2024	Deed, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Nov 18, 2024 · Amount on File
Deed Document Number	202561194
Record Updated	Oct 29, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 16, 2025
Property Address	20687 SMITHFIELD CT, STERLING, VA 20165-7501
Document Number	0000061194
Map Reference	MB 1234 PG 220
Instrument Date	Dec 11, 2025
Instrument	20251216-0061194
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$772.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	20687 SMITHFIELD CT, STERLING, VA 20165-7501

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LOUDOUN VA
Recording Date	Nov 18, 2024
Property Address	20687 SMITHFIELD CT, STERLING, VA 20165-7501
Document Number	0000049688
Map Reference	MB 1234 PG 220
Instrument Date	Nov 13, 2024
Instrument	20241118-0049688
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$737.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 20687 Smithfield Ct was $6,524, up 5% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,524.00 (+5.04%)	$810,440 (+5.03%) Land $279,400 Building $531,040	$810,440 (+5.03%) Land $279,400 Building $531,040
2025	$6,211.00	$771,600 Land $254,400 Building $517,200	$771,600 Land $254,400 Building $517,200
2023	$6,233.00	$712,420 Land $234,400 Building $478,020	$712,420 Land $234,400 Building $478,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20687 Smithfield Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20687 Smithfield Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: AT&T, T-Mobile.

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