Lee County property record for 20686 Sandy Ln, Estero, FL 33928
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,682 sqft · built 1971 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $72,500 (Apr 1997) |
| Tax Bill | $4,332 (2025) |
| Flood Zone | Zone X (moderate risk) |
| APN | 28-46-25-E3-U1970.2456 |
| Primary APN | 28-46-25-E3-U1970.2456 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,682 sqft Living Area |
| Gross Area | 2,455 sqft |
| 1st Floor Area | 720 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block/Stucco |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 247 ft deep x 80 ft wide |
| Garage Area | 672 sqft |
| Pool Area | 350 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 272 sqft |
| Patio Area | 612 sqft |
| Shed | 1 Shed |
| Shed Area | 24 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10273536 |
|---|---|
| Street Address | 20686 SANDY LN |
| City | ESTERO |
| State | FL |
| Zip | 33928-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-1 |
| Legal Description | BEG 1352 FT N OF SE COR N 182 FT W 247 FT S 182 FT E TO BEG LESS S 100 FT |
| Legal Range | 25E |
| Legal Township | 46S |
| Legal Section | 28 |
| Legal Subdivision | TANGLEWOOD AVE TO RAILROAD TRACK |
| Legal Tract | E3 |
| Legal Block | 1 |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 50210 |
20686 Sandy Ln is owned by two individuals who bought it in April 1997.
Source: Lee County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4040 MERRIMAC AVE, DAYTON, OH 45405-2315 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 1997 · Amount on File |
| Deed Sale | Apr 21, 1997 · Amount on File |
| Deed Book / Page | 2814 / 3834 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 20686 Sandy Ln was $4,332.
Source: Lee County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,407 (-0.44%) Land $124,129 Building $126,278 | $250,407 (-34.37%) Land $124,129 Building $126,278 | |
| 2025 | $4,332.00 | $251,510 | $381,517 Land $140,667 Building $240,850 |
| 2023 | $3,205.00 (+11.21%) | $240,432 (+17.55%) Land $78,363 Building $162,069 | $240,432 (+17.55%) Land $78,363 Building $162,069 |
| 2022 | $2,882.00 | $204,541 Land $55,350 Building $149,191 | $204,541 Land $55,350 Building $149,191 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20686 Sandy Ln in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 143 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 143 in force |
| Nearby Flood Claims | 2 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20686 Sandy Ln is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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