20686 Exchange St, Ashburn, VA 20147 Property Records

Loudoun County property record for 20686 Exchange St, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,236 sqft · built 2014
Lot Size	0.269 acres (11,761 sqft)
Owner	Individual Name on Record
Last Sale	$997,500 (Aug 2022)
Tax Bill	$8,639 (2023)
Deeds & Mortgages	Mar 2021 Second Mortgage Oct 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`058-20-2092-000`

Property Details

APN / Parcel Number

Primary APN	`058-20-2092-000`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,236 sqft Living Area
Gross Area	5,316 sqft
Basement Area	1,070 sqft
Finished Basement	1,070 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Townhouse
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	11,761 sqft (0.269 acres)
Garage Area	684 sqft
Porch	Porch
Porch Area	96 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20686 EXCHANGE ST
City	ASHBURN
State	VA
Zip	20147-3248
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH6
Legal Description	ONE LOUDOUN LANDBAY B PH.2A BLK.B51 LOT 14 201305020036707/8P
Legal Subdivision	ONE LOUDOUN LANDBAY B
Legal Phase	2A
Legal Block	B51
Legal Lot Number	14
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2019
Census Tract	611016

Owner

Source: Loudoun County records, as of September 27, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	20686 EXCHANGE ST, ASHBURN, VA 20147-3248
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Oct 7, 2022	Intrafamily Transfer, Transfer
Aug 4, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED 1 MORTGAGE CORPORATION
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Dec 8, 2017	Warranty Deed, Transfer · Conventional Mortgage ENVOY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2022 · Amount on Record
Deed Sale	Aug 4, 2022 · Amount on Record
Prior Sale	Aug 4, 2022 · Amount on Record
Deed Document Number	0000045181
Last Transfer Date	Oct 7, 2022
Transfer Doc	0000056272
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20686 EXCHANGE ST, ASHBURN, VA 20147-3248
Transaction Type	Mortgage
Record Updated	Dec 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036152
Date	Mar 26, 2021
Instrument	202103260036152

Lender

Name	SPRING EQ LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Interest

Rate Type	Fixed Rate

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Oct 7, 2022
Property Address	20686 EXCHANGE ST, ASHBURN, VA 20147-3248
Document Number	0000056272
Instrument Date	Sep 29, 2022
Instrument	202210070056272
Transaction Type	Transfer
Record Updated	Dec 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20686 EXCHANGE ST, ASHBURN, VA 20147-3248

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Aug 4, 2022
Property Address	20686 EXCHANGE ST, ASHBURN, VA 20147-3248
Document Number	0000045181
Instrument Date	Jul 12, 2022
Instrument	202208040045181
Transaction Type	Transfer
Record Updated	Dec 5, 2022
Title Company	NOT AVAILABLE, RAY ONE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20686 EXCHANGE ST, ASHBURN, VA 20147-3248

Mortgage

Document Number	0000045182
Date	Aug 4, 2022
Instrument	202208040045182

Lender

Name	UNITED 1 MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20686 EXCHANGE ST, ASHBURN, VA 20147-3248
Document Number	20200922086049
Instrument Date	Sep 16, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20686 EXCHANGE ST ASHBURN VA 201473248, ASHBURN, VA 20147-3248

Mortgage

Document Number	20200922086049
Date	Sep 22, 2020
Instrument	86049

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

Interest

Rate Type	Fixed Rate
Rate	2.94%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Dec 8, 2017
Property Address	20686 EXCHANGE ST, ASHBURN, VA 20147-3248
Document Number	20171208076376
Instrument Date	Dec 8, 2017
Instrument	76376
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$805.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20686 EXCHANGE ST ASHBURN VA 201473248, ASHBURN, VA 20147-3248

Mortgage

Document Number	20171208076377
Date	Dec 8, 2017
Instrument	76377

Lender

Name	ENVOY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 7, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,639.00	$987,380 Land $316,200 Building $671,180	$987,380 Land $316,200 Building $671,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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