20685 Patriot Ln, Bend, OR 97701 Property Records

Deschutes County property record for 20685 Patriot Ln, Bend, OR 97701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,366 sqft · built 2012
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$525,000 (May 2023)
Tax Bill	$4,194 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171216-DB-05100`

Property Details

APN / Parcel Number

Primary APN	`171216-DB-05100`
Alternative APN	`254751`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,366 sqft Living Area
Gross Area	1,760 sqft
1st Floor Area	1,366 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Lot Area	3,920 sqft (0.09 acres)
Garage Area	394 sqft

Location & Zoning

Account Number	254751
Street Address	20685 PATRIOT LN
City	BEND
State	OR
Zip	97701-7173
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	NORTHCREST SUBDIVISION LOT 14
Legal Range	12
Legal Township	17
Legal Section	16
Legal Subdivision	NORTHCREST SUBDIVISION
Legal Lot Number	14
Jurisdiction	DESCHUTES OR
Township / Civil Division	BEND
Census Block Group	3
Census Block	3005
Census Tract	1101

Owner

Source: Deschutes County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20685 PATRIOT LN, BEND, OR 97701-7173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2021	Intrafamily Transfer, Transfer
Oct 16, 2020	Warranty Deed, Transfer AMERITITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2023 · Amount on Record
Deed Sale	May 9, 2023 · Amount on Record
Prior Sale	Sep 6, 2012 · Amount on Record
Deed Document Number	202310864
Prior Transfer Date	Feb 8, 2021
Prior Transfer Doc	0000008476
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	May 9, 2023
Property Address	20685 PATRIOT LN, BEND, OR 97701-7173
Document Number	0000010864
Map Reference	CAB H PG 123
Instrument Date	May 8, 2023
Instrument	2023-10864
Transaction Type	Transfer
Record Updated	May 23, 2023
Title Company	WESTERN TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	20685 PATRIOT LN, BEND, OR 97701-7173

Mortgage

Document Number	0000010865
Date	May 9, 2023
Instrument	2023-10865

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DESCHUTES OR
Recording Date	Feb 9, 2021
Property Address	20685 PATRIOT LN, BEND, OR 97701-7173
Document Number	0000008476
Map Reference	CAB H PG 123
Instrument Date	Dec 11, 2020
Instrument	2021-08476
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESCHUTES OR
Recording Date	Oct 16, 2020
Property Address	20685 PATRIOT LN, BEND, OR 97701-7173
Document Number	0000054780
Instrument Date	Oct 13, 2020
Instrument	54780
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Tax	$405.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	64200 HUNNELL RD BEND OR 977038915, BEND, OR 97703-8915

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of November 5, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Deschutes County
Municipality	Bend City
Unified School District	Bend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,194.00 (+3.94%)	$248,270 (+3%)	$522,950 (+3.78%) Land $219,500 Building $303,450
2024	$4,035.00 (+7.86%)	$241,040 (+3%)	$503,910 (-7.48%) Land $219,500 Building $284,410
2023	$3,741.00	$234,020	$544,650 Land $214,500 Building $330,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BEND serves 77,704 people · EPA ID OR4100100
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable · Fiber in parts of the area	1,000 / 20
Yellowknife Wireless Fixed Wireless	700 / 200
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Webformix.

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