San Joaquin County property record for 20684 Naglee Rd, Tracy, CA 95304
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,380 sqft · built 1942 |
| Lot Size | 1.49 acres (64,977 sqft) |
| Owner | Individual Name on File |
| Last Sale | $410,000 (Aug 2015) |
| Tax Bill | $5,694 (2026) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 212-070-120-000 |
| Primary APN | 212-070-120-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,380 sqft Living Area |
| 1st Floor Area | 1,380 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 64,977 sqft (1.49 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 212-070-12 |
|---|---|
| Street Address | 20684 NAGLEE RD |
| City | TRACY |
| State | CA |
| Zip | 95304-9447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AL10 |
| Legal Description | NAGLEE BURK LOT 7 |
| Legal Subdivision | NAGLEE BURK TR |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | TRACY |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 5225 |
20684 Naglee Rd is owned and occupied by an individual who bought it in August 2015.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20684 NAGLEE RD, TRACY, CA 95304-9447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 19, 2019 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2015 · Amount on File |
| Deed Sale | Aug 18, 2015 · Amount on File |
| Prior Sale | May 14, 2010 · Amount on File |
| Deed Document Number | 201599188 |
| Prior Transfer Date | Dec 29, 2010 |
| Prior Transfer Doc | 0000021355 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 20684 NAGLEE RD, TRACY, CA 95304-9447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2021 |
| Title Company | NORTH AMERICAN TITLE COMPANY/COLORA, NORTH AMER TTL CA EL DORADO |
| Name | Verified Name |
|---|---|
| Address | 20684 NAGLEE RD, TRACY, CA 95304-9447 |
| Document Number | 0000019601 |
|---|---|
| Date | Feb 3, 2021 |
| Instrument | 2021-019601 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 20684 NAGLEE RD, TRACY, CA 95304-9447 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TTL RESIDENTIAL |
| Name | Verified Name |
|---|---|
| Address | 20684 NAGLEE RD, TRACY, CA 95304-9447 |
| Document Number | 0000039171 |
|---|---|
| Date | Apr 19, 2019 |
| Instrument | 2019-039171 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 18, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 20684 Naglee Rd was $5,694.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Unified School District | Tracy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,694.00 (-0.04%) | ||
| 2025 | $5,696.00 | $485,349 Land $177,566 Building $307,783 | |
| 2023 | $5,176.00 (+2.03%) | $466,505 Land $170,672 Building $295,833 | $682,830 |
| 2022 | $5,073.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20684 Naglee Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 81 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 81 in force |
| Nearby Flood Claims | 3 (2022–2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20684 Naglee Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 61% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Matrix Broadband Fixed Wireless | 200 / 40 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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