2068 Sanders Rd, Stem, NC 27581 Property Records

Granville County property record for 2068 Sanders Rd, Stem, NC 27581

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,070 sqft · built 1976
Lot Size	2.11 acres (91,912 sqft)
Owner	2 Individuals on Record
Last Sale	$205,000 (Oct 2017)
Tax Bill	$1,805 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1862-5120301`

Property Details

APN / Parcel Number

Primary APN	`1862-5120301`
Alternative APNs	`089900330998` `089900 084` `87893301`

Interior

Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,070 sqft Heated Area
Storm Shelter	Storm Shelter
Flooring	Tile
Interior Walls	Wallboard/Drywall
Storm Shutters	Storm Shutters
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,912 sqft (2.11 acres)
Garage Type	Carport
Garage Area	986 sqft
Carport	Carport
Carport Area	986 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Deck Area	300 sqft
Patio Area	1,228 sqft
Canopy	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	87893301
Street Address	2068 SANDERS RD
City	STEM
State	NC
Zip	27581-9564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR40
Legal Description	2068 SANDERS RD
Legal Subdivision	LOUISE G CHAMPION
Jurisdiction	GRANVILLE NC
Township / Civil Division	TALLY HO
Census Block Group	3
Census Block	3018
Census Tract	970701

Owner

Source: Granville County assessment roll, as of September 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	2068 SANDERS RD, STEM, NC 27581-9564
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 6, 2017	Deed of Trust, Mortgage NORTH CAROLINA HOUSING FINANCE AGENCY
Oct 6, 2017	Warranty Deed, Transfer · FHA Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2017 · Amount on Record
Deed Sale	Oct 6, 2017 · Amount on Record
Prior Sale	Sep 20, 2016 · Amount on Record
Deed Book / Page	1661 / 432
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	2068 SANDERS RD, STEM, NC 27581-9564
Transaction Type	Mortgage
Record Updated	Feb 2, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2068 SANDERS RD, STEM, NC 27581-9564

Mortgage

Document Number	001972/613
Date	Jan 19, 2024
Book Page	1972/613

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2049

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRANVILLE NC
Property Address	2068 SANDERS RD, STEM, NC 27581-9564
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1661/445
Date	Oct 6, 2017
Book Page	1661/445

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 5, 2032

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRANVILLE NC
Recording Date	Oct 6, 2017
Property Address	2068 SANDERS RD, STEM, NC 27581-9564
Document Number	1661/432
Book / Page	1661 / 432
Map Reference	MB 45 PG 71
Instrument Date	Oct 6, 2017
Transaction Type	Transfer
Record Updated	Oct 5, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$410.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2068 SANDERS RD, STEM, NC 27581-9564

Mortgage

Document Number	1661435
Date	Oct 6, 2017
Instrument	1661/435

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Granville County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Granville County
Unified School District	Granville County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,805.00 (+25.35%)	$251,063 (+70.43%) Land $39,790 Building $211,273
2024			$251,063 (+70.43%) Land $39,790 Building $211,273
2023	$1,440.00 (+1.41%)	$147,309 (-) Land $24,731 Building $122,578	$147,309 (-) Land $24,731 Building $122,578
2022	$1,420.00	$147,309 Land $24,731 Building $122,578	$147,309 Land $24,731 Building $122,578

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1998–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2023 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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