Schenectady County and Rotterdam Town property record for 2068 Chepstow Rd, Schenectady, NY 12303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,482 sqft · built 1960 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,500 (Jul 2001) |
| Tax Bill | $5,290 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Feb 2024 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 59.7-4-24 |
| Primary APN | 422800 59.7-4-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,482 sqft Living Area |
| 1st Floor Area | 988 sqft |
| Upper Floors Area | 494 sqft |
| Game Room | Game Room |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,405 sqft (0.17 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 340 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Porch | Slab |
| Porch Area | 225 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 2068 CHEPSTOW RD |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12303-2328 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R,G,2DM STONEGATE MNR - 32 5.-354-7 |
| Legal Block | 4 |
| Legal Lot Number | 24.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 32902 |
Source: Schenectady County and Rotterdam Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2068 CHEPSTOW RD, SCHENECTADY, NY 12303-2328 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NY FEDERAL CREDIT UNION |
| Feb 28, 2024 | Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2001 · Amount on Record |
| Deed Sale | Jul 13, 2001 · Amount on Record |
| Deed Book / Page | 1604 / 475 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 21, 2026 |
| Property Address | 2068 CHEPSTOW RD, SCHENECTADY, NY 12303-2328 |
| Document Number | 0000009086 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20269086 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | DATA SEARCH |
| Name | Verified Name |
|---|---|
| Address | 2068 CHEPSTOW RD, SCHENECTADY, NY 12303-2328 |
| Document Number | 0000009086, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 20269086 |
| Name | FIRST NY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 2068 CHEPSTOW RD, SCHENECTADY, NY 12303-2328 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000012380 |
|---|---|
| Date | Feb 28, 2024 |
| Book Page | 5360/743 |
| Instrument | 202412380 |
| Name | FIRST NEW YORK FCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12205 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,290.00 (+2.01%) Homeowner's exemption | ||
| 2025 | $5,186.00 | $141,000 (-) Land $7,600 Building $133,400 | $216,900 (+16.93%) Land $11,691 Building $205,209 |
| 2023 | $141,000 Land $7,600 Building $133,400 | $185,500 Land $9,999 Building $175,501 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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