20678 E River Rd, Grosse Ile, MI 48138 Property Records

Wayne County property record for 20678 E River Rd, Grosse Ile, MI 48138 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,312 sqft · built 1935
Lot Size1.26 acres (54,886 sqft)
Owner2 Individual Names on File
Tax Bill$4,227 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN73 012 01 0069 002

Property Details

APN / Parcel Number

Primary APN73 012 01 0069 002

Interior

Full Baths2 Baths
Stories2 Stories
Building Area2,312 sqft Living Area
1st Floor Area1,584 sqft
Basement Area1,040 sqft
Unfinished Basement1,040 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1935
Effective Year BuiltEffective 1935
Lot Area54,886 sqft (1.26 acres)
Lot Dimensions550 ft deep x 100 ft wide
Garage Area600 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address20678 E RIVER RD
CityGROSSE ILE
StateMI
Zip48138-1180
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description550D69B70B LOT 69 EXCEPT THE WESTERLY PART THEREOF MEASURING 624.14 FT ON THE N LINE AND 626 FT ON THE SOUTH LINE OF SAID LOT
Legal SubdivisionGROSSE ILE
Legal Lot Number69-70
JurisdictionWAYNE MI
Township / Civil DivisionGROSSE ILE
Census Block Group2
Census Block2003
Census Tract596200

Owner

Source: Wayne County records · APN 73 012 01 0069 002

Assessment roll updated August 5, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20678 E RIVER RD, GROSSE ILE, MI 48138-1180
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jun 07, 2022Deed of Trust, Mortgage · Line of Credit
ALLIANCE CATHOLIC CU
Feb 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
LAKE MICHIGAN CU
Jun 01, 2019Loan Modification, Mortgage
LAKE MI CU
Apr 13, 2018Deed of Trust, Mortgage
LAKE MI CU
Oct 18, 2017Warranty Deed, Transfer
LAKE MI CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateDec 12, 2024
Transfer Doc0592600712
Record UpdatedJun 08, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address20678 E RIVER RD, GROSSE ILE, MI 48138-1180
Transaction TypeMortgage
Record UpdatedJul 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address20678 E RIVER RD, GROSSE ILE, MI 48138-1180

Mortgage

Document Number0576741468
DateJun 07, 2022
Book Page57674/1468
Instrument2022205637
Lender
NameALLIANCE CATHOLIC CU
TypeCredit Union
AddressFARMINGTON, MI 48334
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address20678 E RIVER RD, GROSSE ILE, MI 48138-1180
Transaction TypeMortgage
Record UpdatedApr 02, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address20678 EASTA RIVER ROAD, GROSSE ILE, MI 48138

Mortgage

Document Number0564460101
DateFeb 19, 2021
Book Page56446/101
Instrument2021065519
Lender
NameLAKE MICHIGAN CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionWAYNE MI
Property Address20678 E RIVER RD, GROSSE ILE, MI 48138-1180
Document Number0550840785
Instrument DateJun 01, 2019
Transaction TypeMortgage
Record UpdatedJul 02, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20678 E RIVER RD GROSSE ILE MI 481381180, GROSSE ILE, MI 48138-1180

Mortgage

Document Number0550840785
DateJun 05, 2019
Book Page055084/000785
Instrument183437
Lender
NameLAKE MI CU
TypeCredit Union
Agreement
AmountAmount Recorded
Term360 Months
DueJun 04, 2049
Interest
Rate TypeAdjustable Rate
Rate4.11%

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address20678 E RIVER RD, GROSSE ILE, MI 48138-1180
Document Number0543730725
Instrument DateApr 13, 2018
Transaction TypeMortgage
Record UpdatedMay 29, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address20678 E RIVER RD GROSSE ILE MI 481381180, GROSSE ILE, MI 48138-1180

Mortgage

Document Number0543730725
DateApr 24, 2018
Book Page054373/000725
Instrument158182
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49546
Agreement
AmountAmount Recorded
Term360 Months
DueApr 23, 2048
Interest
Rate TypeAdjustable Rate
Rate2.25%

October 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWAYNE MI
Recording DateOct 18, 2017
Property Address20678 E RIVER RD, GROSSE ILE, MI 48138-1180
Document Number0540080657
Book / Page054008 / 000657
Instrument DateOct 01, 2017
Instrument331892
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyTITLE ONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address115 EMMONS BLVD WYANDOTTE MI 481922522, WYANDOTTE, MI 48192-2522

Mortgage

Document Number540031478
DateOct 18, 2017
Book Page054003/001478
Instrument330181
Lender
NameLAKE MI CU
TypeCredit Union
AddressGRAND RAPIDS, MI 49501
Agreement
AmountAmount Recorded
Term360 Months
DueOct 17, 2047

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
County SubdivisionGrosse Ile Township
Unified School DistrictGrosse Ile Township Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,227.00 (-59.66%) Homeowner's exemption$314,100 (+8.46%)$628,200 (+8.46%)
2023$289,600$579,200
2021$10,478.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (26163C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E River Rd

Nearby Streets

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