20675 Decatur St, Cassopolis, MI 49031 Property Records

Cass County property record for 20675 Decatur St, Cassopolis, MI 49031

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,444 sqft · built 2006
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$1,700,000 (Nov 2006)
Tax Bill	$27,271 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`14-100-032-026-01`

Property Details

APN / Parcel Number

Primary APN	`14-100-032-026-01`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Building Area	4,444 sqft Building Perimeter
1st Floor Area	1,778 sqft
Basement Area	1,466 sqft
Unfinished Basement	1,466 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Contemporary
Lot Area	12,197 sqft (0.28 acres)
Garage Area	888 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	20675 DECATUR ST
City	CASSOPOLIS
State	MI
Zip	49031-9383
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	464-455 449 BEG S 83 DEG 10'E 70 FT FRM NE COR SPRING BEACH PLAT, TH S 83 DEG 10'E 70 FT, S 1 DEG 9'50E 178 FT TO SHORE
Legal Range	14W
Legal Township	06S
Legal Section	32
Jurisdiction	CASS MI
Township / Civil Division	PENN
Census Block Group	2
Census Block	2033
Census Tract	1600

Owner

20675 Decatur St is owned and occupied by two individuals who acquired it in November 2017.

Source: Cass County records, as of October 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2501 W 114TH ST, CHICAGO, IL 60655-1408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 27, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2006 · Amount on File
Deed Sale	Nov 6, 2006 · Amount on File
Prior Sale	Jul 5, 2005 · Amount on File
Deed Book / Page	948 / 22
Last Transfer Date	Nov 1, 2017
Transfer Doc	01132/0139
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MI
Recording Date	Apr 1, 2021
Property Address	20675 DECATUR ST, CASSOPOLIS, MI 49031-9383
Document Number	001193/329
Book / Page	1193 / 329
Instrument Date	Mar 29, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	882 ANDERSON RD, 882, NILES, MI 49120-9744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20675 DECATUR ST, CASSOPOLIS, MI 49031-9383

Mortgage

Document Number	0001193332
Date	Apr 1, 2021
Instrument	1193/332

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

November 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CASS MI
Recording Date	Nov 27, 2017
Property Address	20675 DECATUR ST, CASSOPOLIS, MI 49031-9383
Document Number	01132/0139
Book / Page	1132 / 0139
Instrument Date	Nov 1, 2017
Instrument	1132-0139
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	882 ANDERSON RD, 882, NILES, MI 49120-9744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	882 ANDERSON RD, NILES, MI 49120-9744

Tax Assessment & Valuation

The 2025 property tax bill for 20675 Decatur St was $27,271 with a homeowner's exemption, up 2.5% from the year before.

Source: Cass County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cass County
County Subdivision	Penn Township
Unified School District	Cassopolis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$984,400 (+9.03%) Land $984,400	$1,968,800 (+9.03%) Land $1,968,800
2025	$27,271.00 (+2.48%) Homeowner's exemption	$902,900 Land $902,900	$1,805,800 Land $1,805,800
2024	$26,611.00
2023		$603,900	$1,207,800
2022	$24,630.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20675 Decatur St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20675 Decatur St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLONY BAY CONDOMINIUMS private · serves 75 people · EPA ID MI0001552
Water Source	Purchased groundwater from CASS COUNTY WATER SYSTEM
Last State Inspection	May 2021
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Midwest Energy & Communications.

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