Loudoun County property record for 20675 Broadwater Ct, Sterling, VA 20165
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,956 sqft · built 1994 |
| Lot Size | 0.16 acres (6,969 sqft) |
| Owner | Individual Name on File |
| Last Sale | $570,000 (Jan 2020) |
| Tax Bill | $6,747 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 006-28-2317-000 |
| Primary APN | 006-28-2317-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,956 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Basement Area | 600 sqft |
| Finished Basement | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,969 sqft (0.16 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 20675 BROADWATER CT |
|---|---|
| City | STERLING |
| State | VA |
| Zip | 20165-4720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDH4 |
| Legal Description | CASCADES SEC.6A LOT 27-A 1306--10 1222--90 BLA,PC A-595-6 |
| Legal Subdivision | CASCADES |
| Legal Block | 1 |
| Legal Lot Number | 27-A |
| Jurisdiction | LOUDOUN VA |
| Township / Civil Division | ALGONKIAN |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 611208 |
20675 Broadwater Ct is owned and occupied by an individual who bought it in January 2020.
Source: Loudoun County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20675 BROADWATER CT, STERLING, VA 20165-4720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FIN'L |
| Jan 3, 2020 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2020 · Amount on File |
| Deed Sale | Jan 3, 2020 · Amount on File |
| Prior Sale | May 3, 1994 · Amount on File |
| Deed Document Number | 2020438 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Property Address | 20675 BROADWATER CT, STERLING, VA 20165-4720 |
| Document Number | 20210113004773 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 20675 BROADWATER CT STERLING VA 201654720, STERLING, VA 20165-4720 |
| Document Number | 20210113004773 |
|---|---|
| Date | Jan 13, 2021 |
| Instrument | 4773 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LOUDOUN VA |
| Recording Date | Jan 3, 2020 |
| Property Address | 20675 BROADWATER CT, STERLING, VA 20165-4720 |
| Document Number | 20200103000438 |
| Instrument Date | Dec 30, 2019 |
| Instrument | 438 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20675 BROADWATER CT STERLING VA 201654720, STERLING, VA 20165-4720 |
| Document Number | 20200103000439 |
|---|---|
| Date | Jan 3, 2020 |
| Instrument | 439 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 20675 Broadwater Ct was $6,747.
Source: Loudoun County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Loudoun County |
| Unified School District | Loudoun County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,747.00 | $838,200 Land $279,100 Building $559,100 | $838,200 Land $279,100 Building $559,100 |
| 2023 | $5,976.00 | $683,010 Land $239,100 Building $443,910 | $683,010 Land $239,100 Building $443,910 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20675 Broadwater Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2008–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20675 Broadwater Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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