20663 Co Rd 2199, Troup, TX 75789 Property Records

Smith County property record for 20663 Co Rd 2199, Troup, TX 75789

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,259 sqft · built 1975
Lot Size	3.44 acres (150,021 sqft)
Owner	2 Individual Names on Record
Last Sale	$166,500 (Apr 2012)
Tax Bill	$4,097 (2026)
Deeds & Mortgages	Aug 2021 Line of Credit May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R095486`

Property Details

APN / Parcel Number

Primary APN	`R095486`
Alternative APN	`1-00000-0069-00-129030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,259 sqft Living Area
1st Floor Area	62 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	150,021 sqft (3.44 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	Deck Area
Patio Area	325 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	R095486
Street Address	20663 COUNTY ROAD 2199
City	TROUP
State	TX
Zip	75789-5019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST A0069 S BRIMBERRYTRACT 129C
Legal Subdivision	A0069 S BRIMBERRY
Legal Tract	129C
Jurisdiction	SMITH TX
Township / Civil Division	WHITEHOUSE
Census Block Group	2
Census Block	2017
Census Tract	2200

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20663 COUNTY ROAD 2199, TROUP, TX 75789-5019
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2021	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 15, 2020	Deed of Trust, Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 5, 2012 · Amount on Record
Deed Sale	Apr 5, 2012 · Amount on Record
Prior Sale	Jun 25, 2010 · Amount on Record
Deed Document Number	201215522
Prior Transfer Date	Apr 4, 2012
Prior Transfer Doc	0000015522
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	20663 COUNTY ROAD 2199, TROUP, TX 75789-5019
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001033172
Date	Aug 11, 2021
Instrument	202101033172

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	20663 COUNTY ROAD 2199, TROUP, TX 75789-5019
Document Number	0000017390
Instrument Date	May 15, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20663 COUNTY ROAD 2199 TROUP TX 757895019, TROUP, TX 75789-5019

Mortgage

Document Number	0000017390
Date	May 29, 2020
Instrument	17390

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Unified School District	Whitehouse Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,097.00 (+13.74%) Homeowner's exemption	$438,608 (+4.64%) Land $172,043 Building $266,565	$438,608 (+4.64%) Land $172,043 Building $266,565
2025	$3,602.00 (+4.38%) Homeowner's exemption	$419,162 (+25.17%) Land $148,670 Building $270,492	$419,162 (+25.17%) Land $148,670 Building $270,492
2024	$3,451.00 (+15.03%)
2023	$3,000.00 (-16.62%) Homeowner's exemption	$334,878 Land $82,270 Building $252,608	$334,878 Land $82,270 Building $252,608
2022	$3,598.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2007–2016)
Claims Outside the SFHA	1 of 4
Most Recent Claim	May 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WALNUT GROVE WSC serves 8,775 people · EPA ID TX2120024
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: CCECA Broadband.

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