20660 Stone Rd, Sheridan, OR 97378 Property Records

Polk County property record for 20660 Stone Rd, Sheridan, OR 97378

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 2,280 sqft · built 2001
Lot Size	32.9 acres (1,434,431 sqft)
Owner	2 Individual Names on Record
Last Sale	$660,000 (Nov 2022)
Tax Bill	$2,283 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Nov 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06629-00-00304`

Property Details

APN / Parcel Number

Primary APN	`06629-00-00304`
Alternative APN	`403610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Mobile Home
Exterior Material	Other
Lot Area	1,434,431 sqft
Deck Area	Deck Area
Utility Building	864 sqft
Total Buildings	4 Buildings

Location & Zoning

Account Number	403610
Street Address	20660 STONE RD
City	SHERIDAN
State	OR
Zip	97378-9423
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	FF
Legal Range	6W
Legal Township	06S
Legal Section	29
Legal Block	2
Jurisdiction	POLK OR
Township / Civil Division	WILLAMINA
Census Block Group	2
Census Block	2076
Census Tract	20400

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	OR
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit UMPQUA BANK
Nov 9, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 14, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2022 · Amount on Record
Deed Sale	Nov 9, 2022 · Amount on Record
Prior Sale	Oct 14, 2022 · Amount on Record
Deed Document Number	202212015
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	20660 STONE RD, SHERIDAN, OR 97378-9423
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20660 STONE RD, SHERIDAN, OR 97378-9423

Mortgage

Document Number	0000008570
Date	Nov 16, 2023
Instrument	2023-008570

Lender

Name	UMPQUA BANK
Type	Bank
Address	ROSEBURG, OR 97470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Nov 9, 2022
Property Address	20660 STONE RD, SHERIDAN, OR 97378-9423
Document Number	0000012015
Instrument Date	Oct 14, 2022
Instrument	2022-012015
Transaction Type	Transfer
Record Updated	Nov 17, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20660 STONE RD, SHERIDAN, OR 97378-9423

Mortgage

Document Number	0000012016
Date	Nov 9, 2022
Instrument	2022-012016

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 14, 2022
Property Address	20660 STONE RD, SHERIDAN, OR 97378-9423
Document Number	0000011248
Instrument Date	Oct 14, 2022
Instrument	2022-011248
Transaction Type	Transfer
Record Updated	Oct 20, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20660 STONE RD, SHERIDAN, OR 97378-9423

Mortgage

Document Number	0000011249
Date	Oct 14, 2022
Instrument	2022-011249

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Unified School District	Willamina School District 30J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$222,243 (+2.94%) Land $128,603 Building $93,640	$545,480 (+0.21%) Land $374,010 Building $171,470
2025	$2,283.00 (+3.3%)	$215,896 (+2.94%) Land $124,986 Building $90,910	$544,310 (-2.22%) Land $374,010 Building $170,300
2024	$2,210.00 (+23.95%)	$209,736 (+23.17%) Land $121,466 Building $88,270	$556,640 (+20.25%) Land $384,330 Building $172,310
2023	$1,783.00 (+4.09%)	$170,276 (+2.92%) Land $118,056 Building $52,220	$462,900 (+12.23%) Land $358,310 Building $104,590
2022	$1,713.00	$165,443 Land $114,733 Building $50,710	$412,460 Land $326,950 Building $85,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	10 (1996–2012)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Dec 2012 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 2 claims High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUELL-RED PRAIRIE WD serves 800 people · EPA ID OR4101174
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2017
Treatment and Procedure	Corrosion control Apr 2023
Monitoring and Reporting	43 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Alyrica Fixed Wireless	400 / 50
Hunter Communications Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	25 / 3

May also be available: Verizon.

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