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2066 Hwy 169, Ely, MN 55731 Property Records

St. Louis County property record for 2066 Hwy 169, Ely, MN 55731

Property Summary

Property TypeSingle Family Home
Details2.25 ba · 1,708 sqft · built 1990
Lot Size33.2 acres (1,450,112 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Oct 2004)
Tax Bill$6,172 (2026)
Deeds & MortgagesOct 2025 Mortgage
Dec 2023 Transfer
Flood ZoneZone X (minimal risk)
APN465-0020-04640

Property Details

APN / Parcel Number

Primary APN465-0020-04640
Alternative APNs
  • 1186891
  • 1159264
  • 869675

Interior

Full Baths2.25 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,708 sqft Gross Area
1st Floor Area2,020 sqft
Basement Area1,325 sqft
Finished Basement1,325 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleRustic
Exterior MaterialLogs
Construction TypeLog
Lot Area1,450,112 sqft (33.2 acres)
Garage Area1,560 sqft

Exterior Amenities

PorchSlab
Porch Area624 sqft
Deck Area620 sqft
Storage Building200 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1186891
Street Address2066 HIGHWAY 169
CityELY
StateMN
Zip55731-8379
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNS
Legal DescriptionN1/2 OF SW1/4 EX R.R. R.OW. 3.82 AC & EX 4 ACFOR RD & EX THAT PART N OF THE D.&I.R. R.R. &EX HWY & EX THAT PART LYING N OF
Legal Range12W
Legal Township63N
Legal Section32
Legal SubdivisionMORSE TOWN OF
JurisdictionST LOUIS MN
Township / Civil DivisionMORSE
Census Block Group2
Census Block2162
Census Tract15401

Owner

2066 Hwy 169 is owned and occupied by an individual who acquired it in December 2023.

Source: St. Louis County records, as of August 17, 2026

Owner of RecordIndividual Name on File
Mailing Address2066 HIGHWAY 169, ELY, MN 55731-8379
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 9, 2025Deed of Trust, Mortgage · Conventional Mortgage
FRANDSEN BANK & TRUST
Dec 8, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2004 · Amount on File
Deed SaleOct 7, 2004 · Amount on File
Deed Document Number2004959886
Last Transfer DateDec 5, 2023
Transfer Doc0001479426
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address2066 HIGHWAY 169, ELY, MN 55731-8379
Transaction TypeMortgage
Record UpdatedNov 4, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001519982
DateOct 9, 2025
Instrument1519982
Lender
NameFRANDSEN BANK & TRUST
TypeBank
AddressSAINT PAUL, MN 55112
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueSep 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.51%
Type Change DateNov 1, 2030
Change Frequency3 Years
Min Rate At Change5.99%
Max Rate At Change12.5%
Index3-Year TN
Max Rate12.5%

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST LOUIS MN
Recording DateDec 8, 2023
Property Address2066 HIGHWAY 169, ELY, MN 55731-8379
Document Number0001479426
Instrument DateDec 5, 2023
Instrument1479426
Transaction TypeTransfer
Record UpdatedJan 22, 2024

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address2066 HIGHWAY 169, ELY, MN 55731-8379

Tax Assessment & Valuation

The 2026 property tax bill for 2066 Hwy 169 was $6,172 with a homeowner's exemption, down 1.1% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
County SubdivisionMorse Township
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,172.00 (-1.09%) Homeowner's exemption
2025$6,240.00 Homeowner's exemption$775,000 (+12.71%) Land $135,900 Building $639,100$775,000 (+12.71%) Land $135,900 Building $639,100
2024$687,600 Land $127,400 Building $560,200$687,600 Land $127,400 Building $560,200
2023$5,328.00 Homeowner's exemption
2022$549,400 Land $104,100 Building $445,300$549,400 Land $104,100 Building $445,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2066 Hwy 169 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2066 Hwy 169 is high, ranking above 74% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 90% of Minnesota
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Treehouse Broadband
Fixed Wireless		122 / 27

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