2066 FM 3218, Commerce, TX 75428 Property Records

Hunt County property record for 2066 FM 3218, Commerce, TX 75428

Property Summary

Property TypeSingle Family Home
Details3,526 sqft · built 2005
Lot Size33.1 acres (1,441,836 sqft)
Owner2 Individual Names on File
Tax Bill$6,471 (2025)
Deeds & MortgagesJan 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN0043-0770-0000-30

Property Details

APN / Parcel Number

Primary APN0043-0770-0000-30
Alternative APNs
  • R20984
  • 20984

Interior

Stories1 Story
Building Area3,526 sqft Gross Area
1st Floor Area3,298 sqft

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialMixed
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area1,441,836 sqft (33.1 acres)

Exterior Amenities

Pool Area1 sqft
PorchScreened Porch
Porch Area306 sqft
Shed1 Shed
Shed Area240 sqft
Utility Building1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2066 FM 3218
CityCOMMERCE
StateTX
Zip75428
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA0043 BOONE N,TRACT 77, ACRES 33.1
Legal SubdivisionBOONE N
Legal Tract77
Legal Block3
Legal Lot Number77
JurisdictionHUNT TX
Township / Civil DivisionLONE OAK
Census Block Group3
Census Block3002
Census Tract960700

Owner

2066 FM 3218 is owned and occupied by two individuals.

Source: Hunt County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 563, COMMERCE, TX 75429-0563
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

January 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHUNT TX
Property Address2066 FM 3218, COMMERCE, TX 75428
Document Number0000001402
Instrument DateJan 8, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2019
Title CompanySINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

NameVerified Name
Address2066 FM 3218 COMMERCE TX 75428, COMMERCE, TX 75428

Mortgage

Document Number0000001402
DateJan 31, 2019
Instrument1402
Lender
NameDITECH FIN'L
Agreement
AmountAmount on Record
Term468 Months
DueJan 30, 2058
Interest
Rate6.5%

Tax Assessment & Valuation

The 2025 property tax bill for 2066 FM 3218 was $6,471 with exemptions applied, down 14.6% from the year before.

Source: Hunt County assessment roll, as of September 10, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHunt County
Unified School DistrictCommerce Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,471.00 (-14.6%) Homeowner's exemption Senior Citizen's exemption$533,970 Land $17,380 Building $516,590$941,770 Land $425,180 Building $516,590
2024$7,577.00
2023$511,750 Land $14,390 Building $497,360$854,620 Land $357,260 Building $497,360
2022$8,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2066 FM 3218 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2066 FM 3218 is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMALOY WSC
serves 615 people · EPA ID TX1160034
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cumby Telephone Cooperative
Fiber
1,000 / 200
Peoples Communications
Fixed Wireless
500 / 60

May also be available: 360 Broadband.

Nearby Properties on FM 3218

Nearby Streets

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