Will County property record for 20659 Settlers Ln, Frankfort, IL 60423
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,777 sqft · built 2007 |
| Lot Size | 0.23 acres (10,125 sqft) |
| Owner | Company Name on Record |
| Last Sale | $450,777 (Jul 2021) |
| Tax Bill | $12,956 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-09-16-308-031 |
| Primary APN | 19-09-16-308-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,777 sqft Living Area |
| Basement Area | 552 sqft |
| Unfinished Basement | 552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,125 sqft (0.23 acres) |
| Lot Dimensions | 135 ft deep x 75 ft wide |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Water Source | Well |
| Street Address | 20659 SETTLERS LN |
|---|---|
| City | FRANKFORT |
| State | IL |
| Zip | 60423-1195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 3 IN SETTLER'S CROFT, BEING A SUB OF PRT OF LOT 14, IN SCHOOL TRUSTEE'S SUB OF SEC 16, T35N-R12E. |
| Legal Range | 12E |
| Legal Township | 35N |
| Legal Section | 16 |
| Legal Subdivision | SETTLERS CROFT |
| Legal Lot Number | 3 |
| Jurisdiction | WILL IL |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 883515 |
Source: Will County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 20659 SETTLERS LN, FRANKFORT, IL 60423-1195 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Oct 14, 2021 | Intrafamily Transfer, Transfer |
| Jul 14, 2021 | Deed, Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 14, 2021 · Amount on Record |
| Deed Sale | Jul 14, 2021 · Amount on Record |
| Prior Sale | Nov 7, 2007 · Amount on Record |
| Deed Document Number | 202176558 |
| Last Transfer Date | Sep 30, 2021 |
| Transfer Doc | 0000113053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Oct 14, 2021 |
| Property Address | 20659 SETTLERS LN, FRANKFORT, IL 60423-1195 |
| Document Number | 0000113053 |
| Map Reference | DOC M R2003-088272 |
| Instrument Date | Sep 30, 2021 |
| Instrument | R2021113053 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 20659 SETTLERS LN, FRANKFORT, IL 60423-1195 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Jul 14, 2021 |
| Property Address | 20659 SETTLERS LN, FRANKFORT, IL 60423-1195 |
| Document Number | 0000076558 |
| Map Reference | DOC R2003-088272 |
| Instrument Date | Jun 2, 2021 |
| Instrument | R2021076558 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $451.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000076559 |
|---|---|
| Date | Jul 14, 2021 |
| Instrument | R2021076559 |
| Name | GOLD STAR MORTGAGE FINANCIAL GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Frankfort Township |
| Municipality | Frankfort Village |
| Elementary School District | Frankfort Community Consolidated School District 157C (PK - 08) |
| Secondary School District | Lincoln Way Community High School District 210 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,956.00 (-2.48%) | $179,331 (+6.6%) Land $54,228 Building $125,103 | $537,993 (+6.6%) Land $162,684 Building $375,309 |
| 2024 | $168,228 (+2.71%) Land $50,871 Building $117,357 | $504,684 (+2.71%) Land $152,613 Building $352,071 | |
| 2022 | $13,286.00 Homeowner's exemption Senior Citizen's exemption | $163,792 Land $52,284 Building $111,508 | $491,376 Land $156,852 Building $334,524 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 5 (1981–2016) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Feb 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FRANKFORT serves 24,000 people · EPA ID IL1970400 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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