Riverside County property record for 20655 Union St, Wildomar, CA 92595
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,340 sqft · built 1993 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $770,000 (Mar 2023) |
| Tax Bill | $8,536 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Mar 2023 Transfer + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 368-100-073 |
| Primary APN | 368-100-073 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,340 sqft Living Area |
| Gross Area | 2,989 sqft |
| 1st Floor Area | 2,340 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Construction Type | Wood |
| Roof Material | Gravel |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Type | Attached |
| Garage Area | 649 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Street Address | 20655 UNION ST |
|---|---|
| City | WILDOMAR |
| State | CA |
| Zip | 92595-9256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | .44 ACRES NET IN LOT 7 MB 228/083 TR 24647 |
| Legal Subdivision | TRACT NO 24647 |
| Legal Tract | 24647 |
| Legal Lot Number | 7 |
| Jurisdiction | RIVERSIDE CA |
| Township / Civil Division | MURRIETA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 43271 |
20655 Union St is held in a trust since March 2023.
Source: Riverside County records, as of July 29, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 9815 CLAIRE AVE, NORTHRIDGE, CA 91324-1715 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Mar 16, 2023 | Affidavit of Death of Joint Tenant, Transfer LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Mar 16, 2023 | Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Jul 30, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 20, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 10, 2020 | Grant Deed, Transfer · Conventional Mortgage CITYWIDE HOME LOANS LLC |
| May 2, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Apr 14, 2017 | Grant Deed, Transfer · VA Mortgage WHOLESALE CAP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2023 · Amount on File |
| Deed Sale | Mar 16, 2023 · Amount on File |
| Prior Sale | Nov 10, 2020 · Amount on File |
| Deed Document Number | 202376775 |
| Prior Transfer Date | Mar 29, 2018 |
| Prior Transfer Doc | 0000169415 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2023 |
| Title Company | IN TITLE, FIN TITLE |
| Name | Verified Name |
|---|---|
| Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Document Number | 0000093017 |
|---|---|
| Date | Feb 24, 2022 |
| Instrument | 2022-0093017 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 16, 2023 |
| Property Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Document Number | 0000076774 |
| Map Reference | MB 228 PG 83-85 |
| Instrument Date | Feb 22, 2023 |
| Instrument | 2023-0076774 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2023 |
| Title Company | LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Mar 16, 2023 |
| Property Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Document Number | 0000076775 |
| Map Reference | MB 228 PG 83-85 |
| Instrument Date | Feb 17, 2023 |
| Instrument | 2023-0076775 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | LAWYERS TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Document Number | 0000076776 |
|---|---|
| Date | Mar 16, 2023 |
| Instrument | 2023-0076776 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000283758 |
|---|---|
| Date | Jul 30, 2019 |
| Instrument | 2019-0283758 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 336 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Property Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000316923 |
|---|---|
| Date | Jul 20, 2020 |
| Instrument | 2020-0316923 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Nov 10, 2020 |
| Property Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Document Number | 0000558065 |
| Map Reference | MB 228 PG 83-85 |
| Instrument Date | Oct 5, 2020 |
| Instrument | 2020-0558065 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Title Company | CORINTHIAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Document Number | 0000558066 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2020-0558066 |
| Name | CITYWIDE HOME LOANS LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | May 2, 2018 |
| Property Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Document Number | 0000169415 |
| Instrument Date | Mar 29, 2018 |
| Instrument | 169415 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 20655 UNION ST WILDOMAR CA 925959256, WILDOMAR, CA 92595-9256 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RIVERSIDE CA |
| Recording Date | Apr 14, 2017 |
| Property Address | 20655 UNION ST, WILDOMAR, CA 92595-9256 |
| Document Number | 0000151990 |
| Instrument Date | Mar 7, 2017 |
| Instrument | 151990 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 20655 UNION ST WILDOMAR CA 925959256, WILDOMAR, CA 92595-9256 |
| Document Number | 151991 |
|---|---|
| Date | Apr 14, 2017 |
| Instrument | 151991 |
| Name | WHOLESALE CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | MORENO VALLEY, CA 92553 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 13, 2047 |
| Rate | 1% |
|---|
The 2025 property tax bill for 20655 Union St was $8,536.
Source: Riverside County assessment roll, as of July 29, 2026
| Type | Name |
|---|---|
| State | California |
| County | Riverside County |
| Municipality | Wildomar City |
| Unified School District | Lake Elsinore Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $817,129 (+2%) Land $79,590 Building $737,539 | ||
| 2025 | $8,536.00 | $801,108 Land $78,030 Building $723,078 | |
| 2023 | $6,487.00 (+11.27%) | $619,342 Land $78,026 Building $541,316 | |
| 2022 | $5,830.00 | ||
| 2021 | $481,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20655 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20655 Union St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELSINORE VALLEY MWD serves 169,455 people · EPA ID CA3310012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Accel Wireless Fixed Wireless | 100 / 25 |
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