20655 Sierra Dr, Bend, OR 97701 Property Records

Deschutes County property record for 20655 Sierra Dr, Bend, OR 97701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,466 sqft · built 2008
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Jul 2008)
Tax Bill$4,361 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN171221 AB 04600

Property Details

APN / Parcel Number

Primary APN171221 AB 04600
Alternative APN
  • 243082

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,466 sqft Living Area
1st Floor Area1,394 sqft
2nd Floor Area832 sqft
AtticAttic
Attic Area240 sqft

Exterior

Year BuiltBuilt 2008
Architectural StyleSplit Level
Lot Area5,663 sqft (0.13 acres)
Garage TypeMixed
Garage Area480 sqft
Deck Area180 sqft

Location & Zoning

Account Number243082
Street Address20655 SIERRA DR
CityBEND
StateOR
Zip97701-8746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGI
Legal DescriptionLOT:74 SUBD:YARDLEY ESTATES PHASE III SEC/TWN/RNG/MER:SEC 21 TWN 17 RNG 12 MAP REF:171221-AB
Legal Range12E
Legal Township17S
Legal Section21
Legal QuarterNE
Quarter-Quarter SectionNW
Legal SubdivisionYARDLEY ESTATES PHASE III
Legal Lot Number74
JurisdictionDESCHUTES OR
Township / Civil DivisionBEND
Census Block Group2
Census Block2006
Census Tract1101

Owner

Source: Deschutes County records, as of January 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address20655 SIERRA DR, BEND, OR 97701-8746
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 6, 2017Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Jul 31, 2020Deed of Trust, Mortgage · Conventional Mortgage
FIRST COMMUNITY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2008 · Amount on Record
Deed SaleJul 21, 2008 · Amount on Record
Prior SaleJan 5, 2005
Deed Document Number2008-30664
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20655 SIERRA DR, BEND, OR 97701-8746
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyDESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040085
DateOct 6, 2017
Instrument2017-40085
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCOQUILLE, OR 97423
Agreement
TypeLine of Credit
AmountAmount Recorded
Term480 Months
DueOct 5, 2057
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESCHUTES OR
Property Address20655 SIERRA DR, BEND, OR 97701-8746
Transaction TypeMortgage
Record UpdatedAug 26, 2022
Title CompanyDESCHUTES COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037784
DateJul 31, 2020
Instrument2020-37784
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCOQUILLE, OR 97423
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2035

Tax Assessment & Valuation

Source: Deschutes County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyDeschutes County
MunicipalityBend City
Unified School DistrictBend-La Pine Administrative School District 1 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,361.00 (+3.93%)$258,120 (+3%)$809,750 (+2.92%) Land $219,500 Building $590,250
2024$4,196.00 (+7.89%)$250,610 (+3%)$786,770 (+0.65%) Land $219,500 Building $567,270
2023$3,889.00$243,320$781,700 Land $214,500 Building $567,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 11, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.9% of Oregon
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BEND
serves 77,704 people · EPA ID OR4100100
Water SourceSurface water
Last State InspectionJul 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 612 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
Yellowknife Wireless
Fixed Wireless
700 / 200
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20

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