20654 Sound Ter, Sterling, VA 20165 Property Records

Loudoun County property record for 20654 Sound Ter, Sterling, VA 20165

Property Summary

Property Type	Townhouse
Details	3 bd · 3 ba · 2,488 sqft · built 1992
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on Record
Last Sale	$452,100 (Jan 2020)
Tax Bill	$5,873 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Apr 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`006-29-9845-000`

Property Details

APN / Parcel Number

Primary APN	`006-29-9845-000`
Alternative APN	`82 E 8 311`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	3 Stories
Building Area	2,488 sqft Living Area
1st Floor Area	936 sqft
Basement Area	504 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2007
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Basement
Garage Area	399 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20654 SOUND TER
City	STERLING
State	VA
Zip	20165-7441
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	PDH4
Legal Description	CASCADES SEC.8B LOT 311 200505250053008 D/G 1235--421
Legal Subdivision	CASCADES
Legal Block	3
Legal Lot Number	311
Jurisdiction	LOUDOUN VA
Township / Civil Division	ALGONKIAN
Census Block Group	3
Census Block	3000
Census Tract	611209

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	20654 SOUND TER, STERLING, VA 20165-7441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY ASSET CORP
Apr 17, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE CNTY
Jan 24, 2020	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2020 · Amount on Record
Deed Sale	Jan 24, 2020 · Amount on Record
Deed Document Number	20205206
Last Transfer Date	Mar 14, 2025
Transfer Doc	0000014289
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20654 SOUND TER, STERLING, VA 20165-7441
Document Number	20201105106797
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20654 SOUND TER STERLING VA 201657441, STERLING, VA 20165-7441

Mortgage

Document Number	20201105106797
Date	Nov 5, 2020
Instrument	106797

Lender

Name	FAIRWAY ASSET CORP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 4, 2035

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20654 SOUND TER, STERLING, VA 20165-7441
Document Number	20200422028559
Instrument Date	Apr 17, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20654 SOUND TER STERLING VA 201657441, STERLING, VA 20165-7441

Mortgage

Document Number	20200422028559
Date	Apr 22, 2020
Instrument	28559

Lender

Name	BANK OF CLARKE CNTY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Jan 24, 2020
Property Address	20654 SOUND TER, STERLING, VA 20165-7441
Document Number	20200124005206
Instrument Date	Jan 23, 2020
Instrument	5206
Transaction Type	Transfer
Record Updated	Feb 11, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$452.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20654 SOUND TER STERLING VA 201657441, STERLING, VA 20165-7441

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,873.00 (+0.88%)	$729,630 (+0.87%) Land $225,000 Building $504,630	$729,630 (+0.87%) Land $225,000 Building $504,630
2025	$5,822.00 (+7.4%)	$723,340 (+16.75%) Land $220,000 Building $503,340	$723,340 (+16.75%) Land $220,000 Building $503,340
2023	$5,421.00	$619,580 Land $220,000 Building $399,580	$619,580 Land $220,000 Building $399,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sound Ter

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