20654 N 16th Pl, Phoenix, AZ 85024 Property Records

Maricopa County property record for 20654 N 16th Pl, Phoenix, AZ 85024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,683 sqft · built 1997
Lot Size	0.223 acres (9,719 sqft)
Owner	2 Company Names on File
Last Sale	$650,000 (Sep 2022)
Tax Bill	$4,054 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`213-05-217`

Property Details

APN / Parcel Number

Primary APN	`213-05-217`
Alternative APN	`213052173`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,683 sqft Living Area
Gross Area	2,818 sqft
1st Floor Area	2,683 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,719 sqft (0.223 acres)
Parking Spaces	3 Parking Spaces
Pool Area	402 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20654 N 16TH PL
City	PHOENIX
State	AZ
Zip	85024-4355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	SCARLETT CANYON MCR 385-34
Legal Subdivision	SCARLETT CANYON
Legal Lot Number	210
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1004
Census Tract	614900

Owner

20654 N 16th Pl is owned by a company that acquired it in January 2025.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Company Names on File
Mailing Address	20654 N 16TH PL, PHOENIX, AZ 85024-4355
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Conventional Mortgage BELL BANK
Sep 23, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Mar 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2022 · Amount on File
Deed Sale	Sep 23, 2022 · Amount on File
Prior Sale	Nov 27, 2006 · Amount on File
Deed Document Number	2022731775
Last Transfer Date	Jan 24, 2025
Transfer Doc	0000048467
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20654 N 16TH PL, PHOENIX, AZ 85024-4355
Transaction Type	Mortgage
Record Updated	Nov 20, 2025
Title Company	CHICAGO TITLE AGENCY/NV INC, CHICAGO TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20654 N 16TH PL, PHOENIX, AZ 85024-4355

Mortgage

Document Number	0000645854
Date	Nov 7, 2025
Instrument	20250645854

Lender

Name	BELL BANK
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 23, 2022
Property Address	20654 N 16TH PL, PHOENIX, AZ 85024-4355
Document Number	0000731775
Map Reference	MB 385 PG 34
Instrument Date	Sep 19, 2022
Instrument	20220731775
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20654 N 16TH PL, 20654, PHOENIX, AZ 85024-4355

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	20654 N 16TH PL, PHOENIX, AZ 85024-4355

Mortgage

Document Number	0000731776
Date	Sep 23, 2022
Instrument	20220731776

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20654 N 16TH PL, PHOENIX, AZ 85024-4355
Document Number	0000568951
Instrument Date	Jul 28, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20654 N 16TH PL PHOENIX AZ 850244355, PHOENIX, AZ 85024-4355

Mortgage

Document Number	0000568951
Date	Aug 2, 2017
Instrument	568951

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	PHOENIX, AZ 85007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2047

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20654 N 16TH PL, PHOENIX, AZ 85024-4355
Document Number	0000182792
Instrument Date	Mar 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20654 N 16TH PL PHOENIX AZ 850244355, PHOENIX, AZ 85024-4355

Mortgage

Document Number	0000182792
Date	Mar 15, 2017
Instrument	182792

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	PHOENIX, AZ 85007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Mar 14, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 20654 N 16th Pl was $4,054.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$70,100 (+53.9%)	$701,000 (+5.68%) Land $140,200 Building $560,800
2025	$4,054.00	$45,548 (-33.87%)	$663,300 (-3.7%) Land $132,600 Building $530,700
2024		$68,880	$688,800 Land $137,700 Building $551,100
2023	$3,838.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20654 N 16th Pl in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20654 N 16th Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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