20654 Emerald Spruce Ct, Humble, TX 77346 Property Records

Harris County property record for 20654 Emerald Spruce Ct, Humble, TX 77346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,649 sqft · built 2000
Lot Size	0.201 acres (8,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,557 (Jan 2021)
Tax Bill	$7,659 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`120-388-005-0036`

Property Details

APN / Parcel Number

Primary APN	`120-388-005-0036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,649 sqft Living Area
1st Floor Area	1,581 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	8,748 sqft (0.201 acres)
View / Lot	Primary
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1203880050036
Street Address	20654 EMERALD SPRUCE CT
City	HUMBLE
State	TX
Zip	77346-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 36 BLK 5 KINGS RIVER VILLAGE SEC 8
Legal Subdivision	KINGS RIVER VILLAGE SEC 8
Legal Block	5
Legal Lot Number	36
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	1
Census Block	1008
Census Tract	250802

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20654 EMERALD SPRUCE CT, HUMBLE, TX 77346-8049
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2021	Warranty Deed, Transfer FIRST CMNTY MTG INC
Jan 21, 2021	Vendor's Lien, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2021 · Amount on Record
Deed Sale	Jan 21, 2021 · Amount on Record
Prior Sale	Apr 7, 2008 · Amount on Record
Deed Document Number	202134240
Prior Transfer Date	Oct 23, 2009
Prior Transfer Doc	0000503362
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS TX
Recording Date	Jan 21, 2021
Property Address	20654 EMERALD SPRUCE CT, HUMBLE, TX 77346-8049
Document Number	0000034240
Instrument Date	Jan 20, 2021
Instrument	34240
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	20654 EMERALD SPRUCE CT HUMBLE TX 773468049, HUMBLE, TX 77346-8049

Mortgage

Document Number	34241
Date	Jan 21, 2021
Instrument	34241

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 20, 2051

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jan 21, 2021
Property Address	20654 EMERALD SPRUCE CT, HUMBLE, TX 77346-8049
Document Number	2021034240
Map Reference	MF 426068
Instrument Date	Jan 19, 2021
Instrument	2021-034240
Transaction Type	Transfer
Record Updated	Sep 6, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20654 EMERALD SPRUCE CT, HUMBLE, TX 77346-8049

Mortgage

Document Number	2021034241
Date	Jan 21, 2021
Instrument	2021-034241

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Unified School District	Humble Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$336,538 (-1.67%) Land $76,740 Building $259,798	$336,538 (-1.67%) Land $76,740 Building $259,798
2025	$7,659.00 (+177.4%)	$342,243 (-5.01%) Land $76,740 Building $265,503	$342,243 (-5.01%) Land $76,740 Building $265,503
2024	$2,761.00 (+3.21%)
2023		$360,305 Land $28,394 Building $331,911	$360,305 Land $28,394 Building $331,911
2022	$2,675.00 (+32.69%)
2020	$2,016.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 133 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	133 in force
Nearby Flood Claims	4 (2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2017 · Hurricane Harvey
Claims by Event	Hurricane Harvey, Aug 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY MUD 151 serves 7,464 people · EPA ID TX1010905
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Optimum, T-Mobile.

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