20653 S Howard Ct, Estacada, OR 97023 Property Records

Clackamas County property record for 20653 S Howard Ct, Estacada, OR 97023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,306 sqft · built 1977
Lot Size	2 acres (100,193 sqft)
Owner	2 Individual Names on Record
Last Sale	$655,000 (Feb 2023)
Tax Bill	$5,391 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33E13C 00800`

Property Details

APN / Parcel Number

Primary APN	`33E13C 00800`
Alternative APN	`00914522`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,306 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	100,193 sqft (2 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00914522
Street Address	20653 S HOWARD CT
City	ESTACADA
State	OR
Zip	97023-9682
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRFF5
Legal Description	1414 CASCADE TERR LT 37
Legal Range	3E
Legal Township	3S
Legal Section	13
Legal Subdivision	CASCADE TERR
Legal Lot Number	37
Jurisdiction	CLACKAMAS OR
Township / Civil Division	REDLAND
Census Block Group	2
Census Block	2019
Census Tract	23100

Owner

Source: Clackamas County records, as of September 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20653 S HOWARD CT, ESTACADA, OR 97023-9682
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2026	Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CREDIT UNION
Feb 10, 2023	Warranty Deed, Transfer · Conventional Mortgage WILLAMETTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on Record
Deed Sale	Feb 10, 2023 · Amount on Record
Prior Sale	Aug 10, 2004
Deed Document Number	20234356
Prior Transfer Date	Aug 3, 2004
Prior Transfer Doc	0000073313
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Recording Date	Sep 3, 2026
Property Address	20653 S HOWARD CT, ESTACADA, OR 97023-9682
Document Number	0000038319
Instrument Date	Sep 2, 2026
Instrument	202638319
Transaction Type	Mortgage
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	20653 S HOWARD CT, ESTACADA, OR 97023-9682

Mortgage

Document Number	0000038319,
Date	Sep 3, 2026
Instrument	202638319

Lender

Name	ONPOINT COMMUNITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Feb 10, 2023
Property Address	20653 S HOWARD CT, ESTACADA, OR 97023-9682
Document Number	0000004356
Instrument Date	Feb 6, 2023
Instrument	2023-004356
Transaction Type	Transfer
Record Updated	Feb 15, 2023
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	20653 S HOWARD CT, ESTACADA, OR 97023-9682

Mortgage

Document Number	0000004357
Date	Feb 10, 2023
Instrument	2023-004357

Lender

Name	WILLAMETTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Unified School District	Estacada School District 108 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,391.00 (-3.54%)	$456,881 (+6.09%)	$787,224 (+1.16%) Land $286,074 Building $501,150
2023	$5,589.00	$430,655	$778,162 Land $280,052 Building $498,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1996–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jan 2009 · river or lake flooding
Claims by Event	High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Clear Creek Mutual Telephone.

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