20653 Exchange St, Ashburn, VA 20147 Property Records

Loudoun County property record for 20653 Exchange St, Ashburn, VA 20147

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,363 sqft · built 2012
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on Record
Last Sale	$557,000 (Apr 2013)
Tax Bill	$7,988 (2026)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`058-29-9317-000`

Property Details

APN / Parcel Number

Primary APN	`058-29-9317-000`
Alternative APN	`63 G 4 35`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	3,363 sqft Living Area
Basement Area	715 sqft
Finished Basement	715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Patio Home
Exterior Material	Brick/Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Garage Area	288 sqft

Exterior Amenities

Porch	Covered Porch
Porch Area	264 sqft
Deck Area	Deck Area
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	20653 EXCHANGE ST
City	ASHBURN
State	VA
Zip	20147-3231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PDH6
Legal Description	ONE LOUDOUN LB B PH.1 BLK B4 LOT 35 201202280014711 201202280014712P
Legal Subdivision	ONE LOUDOUN
Legal Phase	1
Legal Block	B4
Legal Lot Number	35
Jurisdiction	LOUDOUN VA
Township / Civil Division	BROAD RUN
Census Block Group	2
Census Block	2002
Census Tract	611016

Owner

Source: Loudoun County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20653 EXCHANGE ST, ASHBURN, VA 20147-3231
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2013 · Amount on Record
Deed Sale	Apr 12, 2013 · Amount on Record
Deed Document Number	201330733
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	20653 EXCHANGE ST, ASHBURN, VA 20147-3231
Document Number	20200417027168
Instrument Date	Apr 13, 2020
Transaction Type	Mortgage
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20653 EXCHANGE ST ASHBURN VA 201473231, ASHBURN, VA 20147-3231

Mortgage

Document Number	20200417027168
Date	Apr 17, 2020
Instrument	27168

Lender

Name	NFM

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,988.00 (+1.11%)	$992,420 (+9.91%) Land $314,400 Building $678,020	$992,420 (+9.91%) Land $314,400 Building $678,020
2023	$7,900.00	$902,970 Land $314,400 Building $588,570	$902,970 Land $314,400 Building $588,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

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