2065 Main Rd, Laurel, NY 11948 Property Records

Suffolk County and Riverhead Town property record for 2065 Main Rd, Laurel, NY 11948

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,858 sqft · built 1954
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$345,000 (May 2012)
Tax Bill	$6,462 (2024)
Deeds & Mortgages	Apr 2020 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473000 48.-3-17`

Property Details

APN / Parcel Number

Primary APN	`473000 48.-3-17`
Alternative APNs	`0600-048.00-03.00-017.000` `300004800000030170000000` `4730004428` `19`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,858 sqft Living Area
Gross Area	1,978 sqft
1st Floor Area	1,444 sqft
Upper Floors Area	414 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	200 ft deep x 110 ft wide
View / Lot	Canal
Garage Type	Detached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	19
Street Address	2065 MAIN RD
City	LAUREL
State	NY
Zip	11948-1305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04
Legal Block	3
Legal Lot Number	17
Jurisdiction	SUFFOLK NY
Township / Civil Division	RIVERHEAD
Census Block Group	2
Census Block	2004
Census Tract	169905

Owner

Source: Suffolk County and Riverhead Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2065 MAIN RD, LAUREL, NY 11948-1305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Balloon Mortgage BETHPAGE FCU
May 18, 2020	Deed of Trust, Mortgage · Balloon Mortgage BETHPAGE FCU
Aug 20, 2020	Deed of Trust, Mortgage · Balloon Mortgage BETHPAGE FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2012 · Amount on Record
Deed Sale	May 1, 2012 · Amount on Record
Prior Sale	Feb 7, 2006 · Amount on Record
Deed Book / Page	12692 / 56
Prior Transfer Date	Jun 20, 2002
Prior Transfer Doc	0121990435
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2065 MAIN RD, LAUREL, NY 11948-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231230087
Date	Apr 3, 2020
Book Page	23123/87
Instrument	DL000838

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2065 MAIN RD, LAUREL, NY 11948-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231360184
Date	May 18, 2020
Book Page	23136/184
Instrument	DL007093

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	2065 MAIN RD, LAUREL, NY 11948-1305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0231650040
Date	Aug 20, 2020
Book Page	23165/40
Instrument	DL021426

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Suffolk County and Riverhead Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Riverhead Town
Unified School District	Mattituck-Cutchogue Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,000 (-) Land $9,300 Building $37,700	$575,980 (+13.85%) Land $113,971 Building $462,010
2024	$6,462.00
2023		$47,000 Land $9,300 Building $37,700	$505,921 Land $100,108 Building $405,813

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2010–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERHEAD WATER DISTRICT serves 35,000 people · EPA ID NY5103705
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrite resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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