2065 Essenay Ave, Walnut Creek, CA 94597 Property Records

Contra Costa County property record for 2065 Essenay Ave, Walnut Creek, CA 94597

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,979 sqft · built 1957
Lot Size	0.26 acres (11,325 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,379,000 (Jun 2021)
Tax Bill	$15,537 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`171-142-007-3`

Property Details

APN / Parcel Number

Primary APN	`171-142-007-3`
Alternative APN	`171-142-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,979 sqft Living Area
1st Floor Area	1,979 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1975
Lot Area	11,325 sqft (0.26 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2065 ESSENAY AVE
City	WALNUT CREEK
State	CA
Zip	94597-2431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	STANLEY PARK LOT 7
Legal Subdivision	STANLEY PARK
Legal Lot Number	7
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2001
Census Tract	340003

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2065 ESSENAY AVE, WALNUT CREEK, CA 94597-2431
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jun 15, 2021	Grant Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC
Oct 11, 2017	Grant Deed, Transfer · ARM COMMERCE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2021 · Amount on Record
Deed Sale	Jun 15, 2021 · Amount on Record
Prior Sale	Oct 11, 2017 · Amount on Record
Deed Document Number	2021173730
Prior Transfer Date	Feb 27, 1997
Prior Transfer Doc	0000036184
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2065 ESSENAY AVE, WALNUT CREEK, CA 94597-2431
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TTL CO WALNUT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057502
Date	Mar 25, 2020
Instrument	2020-057502

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Max Rate	8.12%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 15, 2021
Property Address	2065 ESSENAY AVE, WALNUT CREEK, CA 94597-2431
Document Number	0000173730
Map Reference	MB 36 PG 49
Instrument Date	Jun 10, 2021
Instrument	2021-173730
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	2065 ESSENAY AVE, WALNUT CREEK, CA 94597-2431

Mortgage

Document Number	0000173731
Date	Jun 15, 2021
Instrument	2021-173731

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 11, 2017
Property Address	2065 ESSENAY AVE, WALNUT CREEK, CA 94597-2431
Document Number	0000185844
Map Reference	MB36 PG49
Instrument Date	Oct 4, 2017
Instrument	2017-185844
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	NORTH AMERICAN TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2065 ESSENAY AVE, WALNUT CREEK, CA 94597-2431

Mortgage

Document Number	0000185845
Date	Oct 11, 2017
Instrument	2017-185845

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Walnut Creek City
Unified School District	Mount Diablo Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,275,000 (-4.06%) Land $951,397 Building $323,603
2025	$15,537.00 (+0.73%)	$1,329,000 (+0.61%) Land $991,691 Building $337,309
2023	$15,424.00 (-6.72%)	$1,321,000 Land $986,000 Building $335,000
2022	$16,535.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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