2065 Cordes St, Osprey, FL 34229 Property Records

Sarasota County property record for 2065 Cordes St, Osprey, FL 34229

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,108 sqft · built 1984
Lot Size0.194 acres (8,438 sqft)
OwnerIndividual Name on File
Last Sale$239,900 (Sep 2020)
Tax Bill$3,097 (2025)
Deeds & MortgagesSep 2020 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN0142-02-0028

Property Details

APN / Parcel Number

Primary APN0142-02-0028
Alternative APN
  • 142020028

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,108 sqft Living Area
Gross Area1,540 sqft
1st Floor Area1,108 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1999
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialMetal
Lot Area8,438 sqft (0.194 acres)
View / LotMainland
Garage TypeAttached
Garage Area288 sqft
PorchScreened Porch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number0142020028
Street Address2065 CORDES ST
CityOSPREY
StateFL
Zip34229-9316
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF2
Legal DescriptionLOT 27 CORDES COVE
Legal Range18E
Legal Township38S
Legal Section03
Legal SubdivisionCORDES COVE
Legal Tract1078
Legal Lot Number27
JurisdictionSARASOTA FL
Township / Civil DivisionOSPREY-LAUREL-NOKOMIS
Census Block Group2
Census Block2001
Census Tract2101

Owner

2065 Cordes St is owned and occupied by an individual who bought it in September 2020.

Source: Sarasota County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2065 CORDES ST, OSPREY, FL 34229-9316
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Warranty Deed, Transfer · VA Mortgage
THE MORTGAGE FIRM INC
Jan 26, 2018Warranty Deed, Transfer · Conventional Mortgage
SUNCOAST CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2020 · Amount on File
Deed SaleSep 29, 2020 · Amount on File
Prior SaleJan 26, 2018 · Amount on File
Deed Document Number2020134230
Record UpdatedOct 29, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateSep 29, 2020
Property Address2065 CORDES ST, OSPREY, FL 34229-9316
Document Number0000134230
Map ReferenceMB 7 PG 29
Instrument DateSep 23, 2020
Instrument2020134230
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,679.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address719 E MORNINGSTAR LN, 719, HERNANDO, FL 34442-2855

Transferred To (Grantee/Buyer)

NameVerified Name
Address2065 CORDES ST, OSPREY, FL 34229-9316

Mortgage

Document Number0000134231
DateSep 29, 2020
Instrument2020134231
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSARASOTA FL
Recording DateJan 26, 2018
Property Address2065 CORDES ST, OSPREY, FL 34229-9316
Document Number0000011063
Instrument DateJan 25, 2018
Instrument11063
Transaction TypeTransfer
Record UpdatedFeb 7, 2018
Title CompanyNORTH PORT TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$980.00
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2065 CORDES ST OSPREY FL 342299316, OSPREY, FL 34229-9316

Mortgage

Document Number11064
DateJan 26, 2018
Instrument11064
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 25, 2048
Interest
Rate TypeAdjustable Rate
Rate2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 2065 Cordes St was $3,097, up 1.1% from the year before.

Source: Sarasota County assessment roll, as of December 10, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySarasota County
Unified School DistrictSarasota County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,097.00 (+1.08%)$207,610$235,000 Land $106,700 Building $128,300
2024$3,064.00 (-2.92%)
2023$3,156.00 (+8.72%)$286,200 (+9.74%) Land $153,600 Building $132,600$286,200 (+9.74%) Land $153,600 Building $132,600
2022$2,903.00$260,800 Land $114,100 Building $146,700$260,800 Land $114,100 Building $146,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2065 Cordes St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 155 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies155 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2065 Cordes St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSARASOTA CO SPECIAL UTIL DIST
serves 272,267 people · EPA ID FL6581591
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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