2065 Cedar Garden Dr, Orlando, FL 32824 Property Records

Orange County property record for 2065 Cedar Garden Dr, Orlando, FL 32824

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,471 sqft · built 2006
Lot Size	0.233 acres (10,160 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Oct 2008)
Tax Bill	$2,883 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-24-30-1737-01-780`

Property Details

APN / Parcel Number

Primary APN	`31-24-30-1737-01-780`
Alternative APNs	`302431173701780` `578527` `584476` `589191`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,471 sqft Living Area
Gross Area	3,107 sqft
1st Floor Area	1,509 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,160 sqft (0.233 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	25 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2065 CEDAR GARDEN DR
City	ORLANDO
State	FL
Zip	32824-4607
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	CEDAR BEND AT MEADOW WOODS - PHASE 2 60/150 LOT 178
Legal Range	30E
Legal Township	24S
Legal Section	31
Legal Subdivision	CEDAR BEND AT MEADOW WOODS PH 2
Legal Phase	2
Legal Tract	1737
Legal Block	1
Legal Lot Number	178
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1000
Census Tract	16811

Owner

2065 Cedar Garden Dr is owned and occupied by two individuals who bought it in October 2008.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2065 CEDAR GARDEN DR, ORLANDO, FL 32824-4607
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2022	Deed of Trust, Mortgage FOUNTAINHEAD SBF LLC
Nov 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BANKING & TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2008 · Amount on File
Deed Sale	Oct 29, 2008 · Amount on File
Prior Sale	Jul 15, 2008
Deed Document Number	2008658595
Deed Book / Page	9782 / 4209
Prior Transfer Date	Jun 17, 2008
Prior Transfer Doc	0000420450
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2065 CEDAR GARDEN DR, ORLANDO, FL 32824-4607
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2065 CEDAR GARDEN DR, ORLANDO, FL 32824-4607

Mortgage

Document Number	0000008063
Date	Jan 5, 2022
Instrument	20220008063

Lender

Name	FOUNTAINHEAD SBF LLC
Type	Non-Lending Institution
Address	LAKE MARY, FL 32746

Agreement

Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2065 CEDAR GARDEN DR, ORLANDO, FL 32824-4607
Document Number	0000806132
Instrument Date	Nov 18, 2019
Transaction Type	Mortgage
Record Updated	Jan 23, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2065 CEDAR GARDEN DR ORLANDO FL 328244607, ORLANDO, FL 32824-4607

Mortgage

Document Number	0000806132
Date	Dec 27, 2019
Instrument	806132

Lender

Name	BRANCH BANKING & TR CO
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Dec 26, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 2065 Cedar Garden Dr was $2,883, up 6.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,396 (+2.7%)	$437,950 (-1.3%) Land $80,000 Building $357,950
2025	$2,883.00 (+6.58%) Homeowner's exemption	$193,180	$443,700 Land $80,000 Building $363,700
2024	$2,705.00 (+7.51%)
2023	$2,516.00 (+4.53%) Homeowner's exemption	$182,268 (+3%)	$407,368 (+19.22%) Land $90,000 Building $317,368
2022	$2,407.00 Homeowner's exemption	$176,959	$341,691 Land $75,000 Building $266,691

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2065 Cedar Garden Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2065 Cedar Garden Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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