2065 Carmichael Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 2065 Carmichael Rd, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,313 sqft · built 1977
Lot Size5.75 acres (250,470 sqft)
OwnerIndividual Name on File
Tax Bill$7,119 (2026)
Flood ZoneZone X (minimal risk)
APN493089 107.00-1-25.2

Property Details

APN / Parcel Number

Primary APN493089 107.00-1-25.2
Alternative APNs
  • 308910700000010250020000
  • 00000012709

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,313 sqft Living Area
1st Floor Area750 sqft
Upper Floors Area562 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area250,470 sqft (5.75 acres)
Lot Width500 ft Width
Garage TypeAttached
Garage Area460 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area900 sqft
Patio Area450 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelWood
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000012709
Street Address2065 CARMICHAEL RD
CityOWEGO
StateNY
Zip13827-3342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal DescriptionDEED REF FOR WILL: 589/22
Legal Block1
Legal Lot Number25.002
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group2
Census Block2044
Census Tract20300

Owner

2065 Carmichael Rd is owned and occupied by an individual who acquired it in July 2005.

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address2065 CARMICHAEL RD, OWEGO, NY 13827-3342
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJul 22, 2005
Transfer Doc0000012268/000000100
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 2065 Carmichael Rd was $7,119 with exemptions applied, down 0.1% from the year before.

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,119.00 (-0.07%) Homeowner's exemption Senior Citizen's exemption
2025$7,124.00$140,200 Land $13,700 Building $126,500$268,325 Land $26,220 Building $242,105
2023$140,200 Land $13,700 Building $126,500$259,630 Land $25,370 Building $234,260
2019$2,785.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2065 Carmichael Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1979–1984)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2065 Carmichael Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Zeta Broadband
Fixed Wireless
400 / 50

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