20649 Hearst St, Riverside, CA 92507 Property Records

Riverside County property record for 20649 Hearst St, Riverside, CA 92507

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,785 sqft · built 2018
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Tax Bill	$10,602 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`255-510-012`

Property Details

APN / Parcel Number

Primary APN	`255-510-012`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,785 sqft Living Area
Gross Area	3,263 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Roof Material	Tile
Lot Area	7,841 sqft (0.18 acres)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20649 HEARST ST
City	RIVERSIDE
State	CA
Zip	92507-0173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.18 ACRES M/L IN LOT 12 MB 457/022 TR 29598-1
Legal Subdivision	TRACT NO 29598 1
Legal Tract	29598-1
Legal Lot Number	12
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	3
Census Block	3002
Census Tract	42300

Owner

Source: Riverside County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	20649 HEARST ST, RIVERSIDE, CA 92507-0173
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Feb 28, 2023	Intrafamily Transfer, Transfer · VA Mortgage FRANKLIN LOAN CENTER
May 13, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 7, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2023
Deed Sale	Feb 28, 2023
Prior Sale	May 18, 2018 · Amount on Record
Deed Document Number	202357710
Prior Transfer Date	Feb 22, 2023
Prior Transfer Doc	0000057710
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20649 HEARST ST, RIVERSIDE, CA 92507-0173
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20649 HEARST ST, RIVERSIDE, CA 92507-0173

Mortgage

Document Number	0000145635
Date	May 22, 2023
Instrument	2023-0145635

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RIVERSIDE CA
Recording Date	Feb 28, 2023
Property Address	20649 HEARST ST, RIVERSIDE, CA 92507-0173
Document Number	0000057710
Map Reference	MB 457 PG 22-37
Instrument Date	Feb 22, 2023
Instrument	2023-0057710
Transaction Type	Transfer
Record Updated	Mar 9, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN REDLANDS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20649 HEARST ST, RIVERSIDE, CA 92507-0173

Mortgage

Document Number	0000057711
Date	Feb 28, 2023
Instrument	2023-0057711

Lender

Name	FRANKLIN LOAN CENTER
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20649 HEARST ST, RIVERSIDE, CA 92507-0173
Transaction Type	Mortgage
Record Updated	Sep 28, 2021
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20649 HEARST ST, RIVERSIDE, CA 92507-0173

Mortgage

Document Number	0000297483
Date	May 13, 2021
Instrument	2021-0297483

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	20649 HEARST ST, RIVERSIDE, CA 92507-0173
Document Number	0000314046
Instrument Date	Jul 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20649 HEARST ST RIVERSIDE CA 925070173, RIVERSIDE, CA 92507-0173

Mortgage

Document Number	0000314046
Date	Jul 17, 2020
Instrument	314046

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,602.00 (+4.95%) Homeowner's exemption	$568,896 (+4.04%) Land $136,537 Building $432,359
2023	$10,102.00 (+2.02%) Homeowner's exemption	$546,807 Land $131,236 Building $415,571
2022	$9,902.00
2021			$616,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1993 · Severe Winter Storm, Mud & Land Slides, & Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 48% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIVERSIDE HIGHLAND WATER COMPANY private · serves 19,053 people · EPA ID CA3610057
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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