20646 W Stone Hill Rd, Buckeye, AZ 85396 Property Records

Maricopa County property record for 20646 W Stone Hill Rd, Buckeye, AZ 85396

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 3,676 sqft · built 2014
Lot Size	0.164 acres (7,129 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,428 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2021 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`502-86-013`

Property Details

APN / Parcel Number

Primary APN	`502-86-013`
Alternative APN	`502860135`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,676 sqft Living Area
Gross Area	3,804 sqft
1st Floor Area	1,674 sqft
2nd Floor Area	2,002 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,129 sqft (0.164 acres)
Parking Spaces	3 Parking Spaces
Pool Area	300 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	20646 W STONE HILL RD
City	BUCKEYE
State	AZ
Zip	85396-1760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	VERRADO PHASE 3 SOUTH PHASE C MCR 1166-44
Legal Range	2W
Legal Township	2N
Legal Section	31
Legal Subdivision	VERRADO PHASE 3 SOUTH PHASE C
Legal Phase	3
Legal Lot Number	106
Jurisdiction	MARICOPA AZ
Township / Civil Division	BUCKEYE
Census Block Group	2
Census Block	2057
Census Tract	50618

Owner

20646 W Stone Hill Rd is owned and occupied by two individuals who acquired it in December 2016.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20646 W STONE HILL RD, BUCKEYE, AZ 85396-1760
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 4, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 3, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Nov 19, 2020	Deed of Trust, Mortgage · VA Mortgage AMERISAVE MORTGAGE CORP
Sep 24, 2020	Deed of Trust, Mortgage · VA Mortgage LOANPAL LLC
Feb 23, 2018	Deed of Trust, Mortgage · VA Mortgage MONEY SOURCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2016
Deed Sale	Dec 7, 2016
Prior Sale	Dec 15, 2014 · Amount on File
Deed Document Number	2016903385
Prior Transfer Date	Nov 23, 2016
Prior Transfer Doc	0000903385
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20646 W STONE HILL RD, BUCKEYE, AZ 85396-1760
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20646 W STONE HILL RD, BUCKEYE, AZ 85396-1760

Mortgage

Document Number	0000608295
Date	Oct 21, 2025
Instrument	20250608295

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Jan 1, 2031
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Max Rate	5%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20646 W STONE HILL RD, BUCKEYE, AZ 85396-1760
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20646 W STONE HILL RD, BUCKEYE, AZ 85396-1760

Mortgage

Document Number	0001186171
Date	Nov 4, 2021
Instrument	20211186171

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20646 W STONE HILL RD, BUCKEYE, AZ 85396-1760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004529
Date	Jan 3, 2020
Instrument	20200004529

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20646 W STONE HILL RD, BUCKEYE, AZ 85396-1760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20646 W STONE HILL RD, BUCKEYE, AZ 85396-1760

Mortgage

Document Number	0001137357
Date	Nov 19, 2020
Instrument	20201137357

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	350 Months
Due	Jan 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20646 W STONE HILL RD, BUCKEYE, AZ 85396-1760
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20646 W STONE HILL RD, BUCKEYE, AZ 85396-1760

Mortgage

Document Number	0000902048
Date	Sep 24, 2020
Instrument	20200902048

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	20646 W STONE HILL RD, BUCKEYE, AZ 85396-1760
Document Number	0000154925
Instrument Date	Feb 23, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20646 W STONE HILL RD BUCKEYE AZ 853961760, BUCKEYE, AZ 85396-1760

Mortgage

Document Number	0000154925
Date	Mar 1, 2018
Instrument	154925

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20646 W Stone Hill Rd was $4,428.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Buckeye City
Secondary School District	Agua Fria Union High School District (09 - 12)
Elementary School District	Litchfield Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,800 (+72.07%)	$568,000 (-2.49%) Land $113,600 Building $454,400
2025	$4,428.00	$33,009 (-43.97%)	$582,500 (-1.12%) Land $116,500 Building $466,000
2024		$58,910	$589,100 Land $117,800 Building $471,300
2023	$4,113.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20646 W Stone Hill Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20646 W Stone Hill Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 87% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 718 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Cox Communications Cable	2,000 / 100
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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