20646 del Mar Rd, Madera, CA 93638 Property Records

Madera County property record for 20646 del Mar Rd, Madera, CA 93638

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,480 sqft · built 1992
Lot Size	1.98 acres (86,684 sqft)
Owner	2 Individual Names on File
Last Sale	$621,000 (Jun 2023)
Tax Bill	$7,391 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Aug 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031-322-010-000`

Property Details

APN / Parcel Number

Primary APN	`031-322-010-000`
Alternative APN	`031322010`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,480 sqft Living Area
1st Floor Area	2,480 sqft
Basement Area	560 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	86,684 sqft
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	20646 DEL MAR RD
City	MADERA
State	CA
Zip	93638-8060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRS-2
Legal Description	LAKE MADERA COUNTRY ESTATES LOT 128
Legal Subdivision	LAKE MADERA COUNTRY ESTATES
Legal Lot Number	128
Jurisdiction	MADERA CA
Township / Civil Division	MADERA
Census Block Group	2
Census Block	2044
Census Tract	514

Owner

20646 del Mar Rd is owned and occupied by two individuals who bought it in June 2023.

Source: Madera County records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	20646 DEL MAR RD, MADERA, CA 93638-8060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2023	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT SAVINGS BANK FSB
Jan 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2023 · Amount on File
Deed Sale	Jun 16, 2023 · Amount on File
Prior Sale	Feb 17, 2016 · Amount on File
Deed Document Number	202311304
Prior Transfer Date	Sep 30, 2013
Prior Transfer Doc	0000028360
Record Updated	Oct 29, 2026

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MADERA CA
Recording Date	Jun 16, 2023
Property Address	20646 DEL MAR RD, MADERA, CA 93638-8060
Document Number	0000011304
Map Reference	MB 10 PG 84-104
Instrument Date	May 16, 2023
Instrument	2023011304
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	20646 DEL MAR RD, MADERA, CA 93638-8060

Mortgage

Document Number	0000011305
Date	Jun 16, 2023
Instrument	2023011305

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	20646 DEL MAR RD, MADERA, CA 93638-8060
Transaction Type	Mortgage
Record Updated	Sep 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20646 DEL MAR RD, MADERA, CA 93638-8060

Mortgage

Document Number	0000026481
Date	Aug 23, 2021
Instrument	2021026481

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	20646 DEL MAR RD, MADERA, CA 93638-8060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011057
Date	Apr 19, 2017
Instrument	2017011057

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank
Address	RIVERSIDE, CA 92506

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	20646 DEL MAR RD, MADERA, CA 93638-8060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001036
Date	Jan 15, 2020
Instrument	2020001036

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADERA CA
Property Address	20646 DEL MAR RD, MADERA, CA 93638-8060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20646 DEL MAR RD, MADERA, CA 93638-8060

Mortgage

Document Number	0000032159
Date	Dec 9, 2020
Instrument	2020032159

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 20646 del Mar Rd was $7,391, down 0.8% from the year before.

Source: Madera County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	California
County	Madera County
Unified School District	Madera Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,008 (+2%) Land $106,120 Building $552,888
2025	$7,391.00 (-0.75%)	$646,088 Land $104,040 Building $542,048
2024	$7,447.00 (+70.49%)
2023	$4,368.00 (+14.26%)	$373,044 Land $34,133 Building $338,911
2022	$3,823.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 20646 del Mar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 18, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20646 del Mar Rd is high, ranking above 79% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 56% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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