20646 Co Rd 2450 E, Topeka, IL 61567 Property Records

Mason County property record for 20646 Co Rd 2450 E, Topeka, IL 61567

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$2,059 (2025)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-16-100-002`

Property Details

APN / Parcel Number

Primary APN	`06-16-100-002`
Alternative APN	`11-95001`

Exterior

Lot Area	43,560 sqft (1 acres)
Garage Area	528 sqft

Location & Zoning

Street Address	20646 COUNTY ROAD 2450 E
City	TOPEKA
State	IL
Zip	61567-9424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	1 AC E SIDE SE 1/4 NW 1/4 16 22 7 124
Jurisdiction	MASON IL
Township / Civil Division	QUIVER
Census Block Group	1
Census Block	1036
Census Tract	956400

Owner

Source: Mason County assessment roll, APN 06-16-100-002, as of June 4, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	20646 COUNTY ROAD 2450 E, TOPEKA, IL 61567-9424
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 21, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jun 20, 2017	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON IL
Property Address	20646 COUNTY ROAD 2450 E, TOPEKA, IL 61567-9424
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100290726
Date	Feb 16, 2021
Instrument	202100290726

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	322 Months
Due	Dec 01, 2047

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON IL
Property Address	20646 COUNTY ROAD 2450 E, TOPEKA, IL 61567-9424
Transaction Type	Mortgage
Record Updated	Jun 09, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000288885
Date	May 21, 2020
Instrument	202000288885

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	329 Months
Due	Oct 01, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON IL
Property Address	20646 COUNTY ROAD 2450 E, TOPEKA, IL 61567-9424
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 201700282557
Date	Jun 20, 2017
Instrument	201700282557

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2047

Interest

Rate Type	Fixed Rate
Rate	4%

Tax Assessment & Valuation

Source: Mason County assessment roll as of June 4, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Mason County
County Subdivision	Quiver Township
Unified School District	Midwest Central Community Unit School District 191 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,059.00 (+7.35%)	$43,389 (+18.54%) Land $3,007 Building $40,382	$130,167 (+18.54%) Land $9,021 Building $121,146
2024	$1,918.00 (-23.62%)
2023	$2,511.00 Homeowner's exemption	$36,602 Land $2,537 Building $34,065	$109,806 Land $7,611 Building $102,195

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mason County (17125C), as of June 5, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171259564001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1993)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 1993 · Severe Storms & Flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 8 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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