20645 W Cookson Bend Rd, Cookson, OK 74427 Property Records

Cherokee County property record for 20645 W Cookson Bend Rd, Cookson, OK 74427

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,268 sqft · built 2017
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Tax Bill	$2,306 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Jun 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000-11-14N-22E-0-013-00`

Property Details

APN / Parcel Number

Primary APN	`0000-11-14N-22E-0-013-00`
Alternative APN	`529`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,268 sqft Living Area
1st Floor Area	2,268 sqft
Attic	Attic
Attic Area	2,040 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Mobile Home
Exterior Material	Brick Veneer
Construction Type	Manufactured
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Composition Shingle
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Porch Area	80 sqft
Patio Area	48 sqft
Lean-To	408 sqft
Utility Building	2,040 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	529
Street Address	20645 W COOKSON BEND RD
City	COOKSON
State	OK
Zip	74427-2023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T14N R22E S11 BEG AT PT ON N LINE OF NW NE NE 3 CHNS 18 LINKS E OF NW/C E450' S290.25' W450' N290.25' TO BEG
Legal Range	22E
Legal Township	14N
Legal Section	11
Legal Subdivision	WHEELER
Jurisdiction	CHEROKEE OK
Township / Civil Division	EAST CHEROKEE
Census Block Group	2
Census Block	2000
Census Tract	978202

Owner

20645 W Cookson Bend Rd is owned and occupied by an individual.

Source: Cherokee County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	20645 W COOKSON BEND RD, COOKSON, OK 74427-2023
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK & TRUST CO
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	20645 W COOKSON BEND RD, COOKSON, OK 74427-2023
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01204/0312
Date	Mar 26, 2018
Book Page	1204/0312
Instrument	2018-002105

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	DURANT, OK 74701

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2038

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE OK
Property Address	20645 W COOKSON BEND RD, COOKSON, OK 74427-2023
Transaction Type	Mortgage
Record Updated	Mar 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001275/715
Date	Jun 24, 2020
Book Page	1275/715
Instrument	2020-004071

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 20645 W Cookson Bend Rd was $2,306.

Source: Cherokee County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cherokee County
Unified School District	Keys Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,948 (+5%) Land $1,213 Building $27,735	$263,160 (-24.66%) Land $11,024 Building $252,136
2025	$2,306.00	$27,570 (+5%) Land $1,155 Building $26,415	$349,302 (+46.34%) Land $15,000 Building $334,302
2024	$2,306.00 (+11.89%)	$26,256 (-) Land $1,100 Building $25,156	$238,695 (-) Land $9,999 Building $228,696
2023	$2,061.00 (-0.77%)	$26,256 (-) Land $1,100 Building $25,156	$238,695 (-) Land $9,999 Building $228,696
2022	$2,077.00	$26,256 Land $1,100 Building $25,156	$238,695 Land $9,999 Building $228,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20645 W Cookson Bend Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20645 W Cookson Bend Rd is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 83% of the US · above 65% of Oklahoma
Wildfire Likelihood	0.8% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHEROKEE CO. RWD #13 serves 1,640 people · EPA ID OK1021721
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
OzarksGo Fiber	2,500 / 2,500

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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