Madera County property record for 20645 Rd 31, Madera, CA 93638 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1978 |
| Square Footage | 1,770 sqft Living Area |
| Lot Size | 1.95 acres |
| Occupancy | Owner Occupied |
| Last Sale | $260,000 (2019) |
| Tax Bill | $3,317.00 (2025) |
| Primary APN | 031-342-005-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,770 sqft Living Area |
| 1st Floor | 1,770 sqft 1st Floor |
| Basement Area | 441 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame Construction |
| Lot Area | 85,377 sqft |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 441 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 20645 ROAD 31 |
|---|---|
| City | MADERA |
| State | CA |
| Zip | 93638-8189 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LAKE MADERA COUNTRY ESTATES LOT 423 |
| Legal Subdivision | LAKE MADERA COUNTRY ESTATES |
| Legal Lot Number | 423 |
| Jurisdiction | MADERA CA |
| Minor Civil Division | MADERA |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 514 |
Source: Madera County records · APN 031-342-005-000
Assessment roll updated July 20, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 20645 ROAD 31, MADERA, CA 93638-8189 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 22, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC |
| Apr 24, 2019 | Grant Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 24, 2019 · Amount on Record |
| Deed Sale | Apr 24, 2019 · Amount on Record |
| Prior Sale | Apr 20, 1999 · Amount on Record |
| Deed Doc Number | 20198480 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Dec 22, 2020 |
| Property Address | 20645 ROAD 31, MADERA, CA 93638-8189 |
| Document Number | 0000033548 |
| Map Reference | VOL 10 PG 84-104 |
| Instrument Date | Dec 17, 2020 |
| Instrument | 2020033548 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | CONSUMERS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 20645 ROAD 31, MADERA, CA 93638-8189 |
| Document Number | 0000033549 |
|---|---|
| Date | Dec 22, 2020 |
| Instrument | 2020033549 |
| Name | UNITED WHOLESALE MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MADERA CA |
| Recording Date | Apr 24, 2019 |
| Property Address | 20645 ROAD 31, MADERA, CA 93638-8189 |
| Document Number | 0000008480 |
| Map Reference | VOL 10 PG 84-104 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 2019008480 |
| Transaction Type | Transfer |
| Record Updated | Jul 26, 2021 |
| Title Company | CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 20645 ROAD 31, MADERA, CA 93638-8189 |
| Document Number | 0000008481 |
|---|---|
| Date | Apr 24, 2019 |
| Instrument | 2019008481 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2049 |
Source: Madera County records · Assessment roll updated July 20, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | Madera County |
| Unified School District | Madera Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $295,830 (+2%) Land $68,267 Building $227,563 | |
| 2025 | $3,317.00 (+1.62%) | $290,030 (+4.04%) Land $66,929 Building $223,101 |
| 2023 | $3,264.00 (+4.55%) | $278,770 Land $64,331 Building $214,439 |
| 2022 | $3,122.00 |
20645 Rd 31 is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (High risk).
Source: FEMA National Flood Hazard Layer · Madera County (06039C), updated October 18, 2023
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | High 80th percentile of exposed land nationally · 58th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 137 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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