20645 Napa Loop, Estero, FL 33928 Property Records

Lee County property record for 20645 Napa Loop, Estero, FL 33928 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	7,830 sqft (0.18 acres)
Occupancy	Owner Occupied
Last Sale	$538,000 (2025)
Tax Bill	$3,230.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`31-46-27-L2-0500B.1088`
Alternative APNs	`273146L20500B1088` `10618818`

Exterior

Lot Area	7,830 sqft (0.18 acres)

Location & Zoning

Account Number	10618818
Street Address	20645 NAPA LOOP
City	ESTERO
State	FL
Zip	33928-9802
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VERDANA VILLAGE PHASE 2C/2D AS DESC IN 2023000039926 BLOCK B LOT 1088
Legal Subdivision	VERDANA VILLAGE
Legal Block	B
Legal Lot Number	1088
Jurisdiction	LEE FL
Minor Civil Division	BONITA SPRINGS
Census Blockgroup	1
Census Block	1003
Census Tract	50312

Owner

Source: Lee County records · APN 31-46-27-L2-0500B.1088

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	20645 NAPA LOOP, ESTERO, FL 33928-9802
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 17, 2025 · Amount on Record
Deed Sale	Jul 17, 2025 · Amount on Record
Prior Sale	Sep 11, 2024 · Amount on Record
Deed Doc Number	2025192509
Record Refreshed	Jun 08, 2026

July 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 17, 2025
Property Address	20645 NAPA LOOP, ESTERO, FL 33928-9802
Document Number	0000192509
Map Reference	DOC 2023000039926
Instrument Date	Jul 02, 2025
Instrument	2025000192509
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 01, 2025
Title Company	PGP TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,766.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	24311 WALDEN CENTER DR # DR300, DR300, BAREFOOT BCH, FL 34134-4937

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	20645 NAPA LOOP, ESTERO, FL 33928-9802

Mortgage

Document Number	0000192510
Date	Jul 17, 2025
Instrument	2025000192510

Lender

Name	PULTE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lee County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,230.00 (+19.28%)	$90,440 (-45.45%) Land $90,440	$90,440 (-45.45%) Land $90,440
2024	$2,708.00	$165,781 Land $165,781	$165,781 Land $165,781

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	About 1 in 168 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.