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20645 Arthur Ct, Lutz, FL 33558 Property Records

Pasco County property record for 20645 Arthur Ct, Lutz, FL 33558

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,894 sqft · built 1974
Lot Size0.326 acres (14,200 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Jul 2021)
Tax Bill$4,239 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jul 2018 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN26-26-18-0030-00000-0070

Property Details

APN / Parcel Number

Primary APN26-26-18-0030-00000-0070
Alternative APNs
  • 1826260030000000070
  • 1047510

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,894 sqft Living Area
Gross Area2,374 sqft
1st Floor Area1,496 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area14,200 sqft (0.326 acres)
Garage TypeAttached
Garage Area480 sqft
DrivewayAsphalt Driveway
Driveway Area480 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area466 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address20645 ARTHUR CT
CityLUTZ
StateFL
Zip33558-5107
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLINDA LAKE GROVES PB 12 PG 83 LOT 7
Legal Range18E
Legal Township26S
Legal Section26
Legal SubdivisionLINDA LAKE GROVES
Legal Tract30
Legal Lot Number7
JurisdictionPASCO FL
Township / Civil DivisionNEW PORT RICHEY
Census Block Group2
Census Block2002
Census Tract31605

Owner

Source: Pasco County records, as of June 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address20645 ARTHUR CT, LUTZ, FL 33558-5107
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 26, 2021Warranty Deed, Transfer · FHA Mortgage
FIRST OPTION MORTGAGE LLC
Jul 23, 2018Warranty Deed, Transfer · FHA Mortgage
IBERIABANK
Jan 5, 2018Grant Deed, Transfer
ALL R/E TITLE SOLUTIONS INC
Aug 3, 2017Trustee's Deed, Transfer
JOEL SCHACHTER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2021 · Amount on Record
Deed SaleJul 26, 2021 · Amount on Record
Prior SaleJul 23, 2018 · Amount on Record
Deed Document Number2021155997
Deed Book / Page10400 / 2393
Transfer Doc3638000960
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 26, 2021
Property Address20645 ARTHUR CT, LUTZ, FL 33558-5107
Document Number0104002393
Book / Page10400 / 2393
Map ReferenceMB 12 PG 83-86
Instrument DateJul 21, 2021
Instrument2021155997
Transaction TypeTransfer
Record UpdatedAug 6, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,960.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address20645 ARTHUR CT, 20645, LUTZ, FL 33558-5107

Transferred To (Grantee/Buyer)

NameVerified Name
Address20645 ARTHUR CT, LUTZ, FL 33558-5107

Mortgage

Document Number104002395
DateJul 26, 2021
Instrument10400/2395
Lender
NameFIRST OPTION MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPASCO FL
Recording DateJul 23, 2018
Property Address20645 ARTHUR CT, LUTZ, FL 33558-5107
Document Number0097603898
Book / Page9760 / 3898
Map ReferenceMB 12 PG 83
Instrument DateJul 16, 2018
Instrument2018123797
Transaction TypeTransfer
Record UpdatedDec 13, 2021
Title CompanyPEER TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,526.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 341077, TAMPA, FL 33694-1077

Transferred To (Grantee/Buyer)

NameVerified Name
Address20645 ARTHUR CT, LUTZ, FL 33558-5107

Mortgage

Document Number2018123798
DateJul 23, 2018
Instrument2018123798
Lender
NameIBERIABANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2048

January 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASCO FL
Recording DateJan 5, 2018
Property Address20645 ARTHUR CT, LUTZ, FL 33558-5107
Document Number0096591829
Book / Page009659 / 001829
Instrument DateDec 12, 2017
Instrument2543
Transaction TypeTransfer
Record UpdatedJan 16, 2018
Title CompanyALL R/E TITLE SOLUTIONS INC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCorporate Trust
AddressPO BOX 341077 TAMPA FL 336941077, TAMPA, FL 33694-1077

August 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionPASCO FL
Recording DateAug 3, 2017
Property Address20645 ARTHUR CT, LUTZ, FL 33558-5107
Document Number0095840735
Book / Page009584 / 000735
Instrument DateJul 20, 2017
Instrument122566
Transaction TypeTransfer
Record UpdatedNov 2, 2017
Title CompanyALL R/E TITLE SOLUTIONS INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1430 W BUSCH BLVD #9 TAMPA FL 336127659, 9, TAMPA, FL 33612-7659
InvestorPossibly a Property Investor

Mortgage

Document Number96073848
DateAug 3, 2017
Book Page009607/003848
Instrument149722
Lender
NameJOEL SCHACHTER
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Pasco County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPasco County
Unified School DistrictPasco County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$277,246 (-1.26%) Land $65,196 Building $212,050$277,246 (-1.26%) Land $65,196 Building $212,050
2025$4,239.00 (-5.51%) Homeowner's exemption$280,781 (-1.48%) Land $65,196 Building $215,585$280,781 (-1.48%) Land $65,196 Building $215,585
2024$4,486.00 (+3.82%)
2023$4,321.00 (+6.09%) Additional exemption filed$285,013 (+15.09%) Land $54,396 Building $230,617$285,013 (+15.09%) Land $54,396 Building $230,617
2022$4,073.00$247,653 Land $45,396 Building $202,257$247,653 Land $45,396 Building $202,257

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 158 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies187 units insured
incl. 29 condo units
Nearby Flood Claims21 (1997–2024)
Claims Outside the SFHA2 of 21
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 4 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Dec 1997 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINDA LAKE GROVES
private · serves 283 people · EPA ID FL6511076
Water SourceGroundwater
Last State InspectionDec 2025
LeadUnder 1 ppb (2025)
action level 15 ppb
Copper2.5 mg/L (2018)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting12
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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