20644 Mapletree Pl, Cupertino, CA 95014 Property Records

Santa Clara County property record for 20644 Mapletree Pl, Cupertino, CA 95014

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 1,385 sqft · built 1977
Lot Size	0.038 acres (1,660 sqft)
Owner	Company Name on Record
Last Sale	$600,000 (Aug 2009)
Tax Bill	$9,982 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`323-45-043`

Property Details

APN / Parcel Number

Primary APN	`323-45-043`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,385 sqft Living Area
1st Floor Area	685 sqft
2nd Floor Area	700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	1,660 sqft (0.038 acres)
Lot Dimensions	83 ft deep x 20 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	20644 MAPLETREE PL
City	CUPERTINO
State	CA
Zip	95014-0449
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R3
Legal Description	TRACT 6059 CUPERTINO GARDENS BOOK 405 PAGE 70 LOT 91
Legal Subdivision	CUPERTINO GARDENS
Legal Tract	6059
Legal Lot Number	91
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	2
Census Block	2002
Census Tract	508305

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	20644 MAPLETREE PL, CUPERTINO, CA 95014-0449
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage STAR ONE CU
May 12, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2009 · Amount on Record
Deed Sale	Aug 26, 2009 · Amount on Record
Deed Document Number	200920412001
Last Transfer Date	Nov 26, 2014
Transfer Doc	0022794122
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20644 MAPLETREE PL, CUPERTINO, CA 95014-0449
Transaction Type	Mortgage
Record Updated	Apr 11, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19705 YUBA CT, SARATOGA, CA 95070-3948

Mortgage

Document Number	0025455561
Date	Mar 30, 2023
Instrument	25455561

Lender

Name	STAR ONE CU
Type	Credit Union
Address	SUNNYVALE, CA 94088

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Apr 1, 2026
Change Frequency	Annually
Min Rate At Change	3.37%
Max Rate At Change	7.37%
Index	1-Year T-Bill
Margin	3
Max Rate	10.3%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	20644 MAPLETREE PL, CUPERTINO, CA 95014-0449
Document Number	0024486917
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 4, 2020
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20644 MAPLETREE PL CUPERTINO CA 950140449, CUPERTINO, CA 95014-0449

Mortgage

Document Number	0024486917
Date	May 26, 2020
Instrument	24486917

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$789,970 (+2%) Land $394,985 Building $394,985
2025	$9,982.00 (+3.97%) Homeowner's exemption	$774,482 (+4.04%) Land $387,241 Building $387,241
2023	$9,601.00 (-0.35%) Homeowner's exemption	$744,410 Land $372,205 Building $372,205
2022	$9,635.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CWSC LOS ALTOS SUBURBAN private · serves 63,559 people · EPA ID CA4310001
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sail Internet.

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