Le Sueur County property record for 20642 490th St, Waterville, MN 56096
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,653 sqft · built 1999 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $254,300 (Jul 2014) |
| Tax Bill | $3,642 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04.014.7600 |
| Primary APN | 04.014.7600 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Stories | 1 Story |
| Building Area | 1,653 sqft Living Area |
| Gross Area | 616 sqft |
| 1st Floor Area | 1,260 sqft |
| Basement Area | 1,235 sqft |
| Finished Basement | 1,235 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Modular |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 304,920 sqft (7 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 100 sqft |
| Shed | 1 Shed |
| Shed Area | 468 sqft |
| Lean-To | 576 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 20642 490TH ST |
|---|---|
| City | WATERVILLE |
| State | MN |
| Zip | 56096-4346 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-14 TWP-109 RANGE-024 7.00 AC BEG AT SE COR OF E 1/2 OF SW 1/4, TH N 30.5 RDS, W 37 RDS, S 30.5 RDS, E 37 RDS TO BEG |
| Legal Range | 24 |
| Legal Township | 109 |
| Legal Section | 14 |
| Jurisdiction | LE SUEUR MN |
| Township / Civil Division | ELYSIAN |
| Census Block Group | 3 |
| Census Block | 3096 |
| Census Tract | 950500 |
20642 490th St is owned and occupied by two individuals who bought it in July 2014.
Source: Le Sueur County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20642 490TH ST, WATERVILLE, MN 56096-4346 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2014 · Amount on File |
| Deed Sale | Jul 2, 2014 · Amount on File |
| Deed Document Number | 201439148 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20642 490th St was $3,642 with a homeowner's exemption.
Source: Le Sueur County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Le Sueur County |
| County Subdivision | Elysian Township |
| Unified School District | Waterville-Elysian-Morristown Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,642.00 Homeowner's exemption | $421,100 Land $147,000 Building $274,100 | $421,100 Land $147,000 Building $274,100 |
| 2025 | $3,642.00 | ||
| 2023 | $3,502.00 Homeowner's exemption | $397,600 Land $142,000 Building $255,600 | $397,600 Land $142,000 Building $255,600 |
| 2022 | $3,502.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20642 490th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20642 490th St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Netwave Broadband Fixed Wireless · not low latency | 125 / 40 |
| Midco Fixed Wireless | 100 / 20 |
May also be available: GigFire.
4G LTE (outdoors only), no 5G reported
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