20641 Twisted Oak Rd, Harrah, OK 73045 Property Records

Oklahoma County property record for 20641 Twisted Oak Rd, Harrah, OK 73045

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,441 sqft
Lot Size	0.225 acres (9,801 sqft)
Owner	Individual Name on File
Last Sale	$314,500 (May 2025)
Tax Bill	$4,234 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2137-12-209-1220`

Property Details

APN / Parcel Number

Primary APN	`2137-12-209-1220`
Alternative APNs	`R122091220` `122091220`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,441 sqft Living Area

Exterior

Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,801 sqft (0.225 acres)
Lot Dimensions	140 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	700 sqft
Porch	Porch
Porch Area	232 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	R122091220
Street Address	20641 TWISTED OAK RD
City	HARRAH
State	OK
Zip	73045-9635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRUSH CREEK SEC I 002 018
Legal Range	01E
Legal Township	12N
Legal Section	35
Legal Subdivision	BRUSH CREEK SEC I
Legal Block	2
Legal Lot Number	18
Jurisdiction	OKLAHOMA OK
Township / Civil Division	OKLAHOMA CITY SOUTHEAST
Census Block Group	2
Census Block	2002
Census Tract	109003

Owner

20641 Twisted Oak Rd is owned and occupied by an individual who bought it in May 2025.

Source: Oklahoma County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	20641 TWISTED OAK RD, HARRAH, OK 73045-9635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · Non-Conforming Investor Loan THE FNB COMMUNITY BANK
Jun 9, 2022	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC
Feb 4, 2020	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
May 1, 2019	Warranty Deed, Transfer · Commercial Mortgage FIRST BANK & TRUST CO
Mar 1, 2019	Warranty Deed, Transfer STEWART TITLE, STEWART TITLE/OK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on File
Deed Sale	May 30, 2025 · Amount on File
Prior Sale	Jun 9, 2022 · Amount on File
Deed Document Number	202553078561
Deed Book / Page	16114 / 1640
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKLAHOMA OK
Property Address	20641 TWISTED OAK RD, HARRAH, OK 73045-9635
Transaction Type	Mortgage
Record Updated	Mar 31, 2026
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20641 TWISTED OAK RD, HARRAH, OK 73045-9635

Mortgage

Document Number	0001037413
Date	Mar 18, 2026
Book Page	16412/1275
Instrument	2026031801037413

Lender

Name	THE FNB COMMUNITY BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73140

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount on Record
Term	120 Months
Due	Mar 3, 2036

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Jun 9, 2022
Property Address	20641 TWISTED OAK RD, HARRAH, OK 73045-9635
Document Number	0001090373
Book / Page	15181 / 1365
Instrument Date	May 10, 2022
Instrument	2022060901090373
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20641 TWISTED OAK RD, HARRAH, OK 73045-9635

Mortgage

Document Number	0001090374
Date	Jun 9, 2022
Instrument	2022060901090374

Lender

Name	CORNERSTONE HOME LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Feb 4, 2020
Property Address	20641 TWISTED OAK RD, HARRAH, OK 73045-9635
Document Number	0010164030
Book / Page	14253 / 1417
Instrument Date	Jan 30, 2020
Instrument	20200204010164030
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 7, 2022
Title Company	STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5200 OLD LANTERN WAY, 5200, CHOCTAW, OK 73020-9745

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	20641 TWISTED OAK RD, HARRAH, OK 73045-9635

Mortgage

Document Number	0010164040
Date	Feb 4, 2020
Instrument	20200204010164040

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	May 1, 2019
Property Address	20641 TWISTED OAK RD, HARRAH, OK 73045-9635
Document Number	0010591860
Book / Page	14011 / 1210
Instrument Date	Apr 29, 2019
Instrument	20190501010591860
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	STEWART TITLE OF OK INC

Transaction

Amount	Amount on Record
Tax	$45.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5200 OLD LANTERN WAY, CHOCTAW, OK 73020-9745

Mortgage

Document Number	0010591870
Date	May 1, 2019
Book Page	14011/1211
Instrument	20190501010591870

Lender

Name	FIRST BANK & TRUST CO
Type	Bank
Address	EDMOND, OK 73083

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	11 Months
Due	Apr 29, 2020

Interest

Rate Type	Adjustable Rate

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKLAHOMA OK
Recording Date	Mar 1, 2019
Property Address	20641 TWISTED OAK RD, HARRAH, OK 73045-9635
Document Number	0139601751
Book / Page	013960 / 001751
Instrument Date	Feb 25, 2019
Instrument	10262100
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	STEWART TITLE, STEWART TITLE/OK INC

Transaction

Amount	Amount on Record
Tax	$403.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5200 OLD LANTERN WAY CHOCTAW OK 730209745, CHOCTAW, OK 73020-9745
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 20641 Twisted Oak Rd was $4,234, up 3.4% from the year before.

Source: Oklahoma County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Oklahoma County
Municipality	Harrah City
Unified School District	Harrah Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,234.00 (+3.42%)	$38,280 Land $5,012 Building $33,268	$348,000 Land $45,570 Building $302,430
2024	$4,094.00 (+9.76%)
2023	$3,730.00	$38,115 Land $5,012 Building $33,103	$346,500 Land $45,570 Building $300,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20641 Twisted Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20641 Twisted Oak Rd is moderate, ranking above 43% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 88% of Oklahoma
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRAH serves 4,190 people · EPA ID OK2005506
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	45 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Airosurf Communications Fixed Wireless	250 / 50
Atlink Services Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Chisholm Broadband.

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