20641 SW 90th Pl, Cutler Bay (Miami), FL 33189 Property Records

Miami-Dade County property record for 20641 SW 90th Pl, Cutler Bay, FL 33189

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,570 sqft · built 2004
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Last Sale	$278,500 (Jan 2005)
Tax Bill	$3,168 (2025)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone AE (high risk)
APN	`36-6009-030-0370`

Property Details

APN / Parcel Number

Primary APN	`36-6009-030-0370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,570 sqft Living Area
Gross Area	2,008 sqft
1st Floor Area	1,570 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Cluster
Exterior Material	Concrete Block/Stucco
Roof Type	Rigid Frame Bar Joist
Roof Material	Other
Lot Area	5,000 sqft (0.115 acres)
View / Lot	Lake Front
Garage Area	160 sqft
Porch	Porch
Porch Area	99 sqft

Location & Zoning

Street Address	20641 SW 90TH PL
City	CUTLER BAY
State	FL
Zip	33189-3929
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100
Legal Description	CANTAMAR PB 161-27 T-21250 LOT 8BLK 3 LOT SIZE 5000 SQ FT FAU 30-6009-000-0100 OR 20667-1640 0802 6 COC 23042-4203 01 2005 1 F/A/U 30-6009-030-0370
Legal Range	40E
Legal Township	56S
Legal Section	09
Legal Subdivision	CANTAMAR
Legal Block	3
Legal Lot Number	8
Jurisdiction	DADE FL
Township / Civil Division	PRINCETON-GOULDS
Census Block Group	2
Census Block	2011
Census Tract	10619

Owner

20641 SW 90th Pl is owned and occupied by an individual who bought it in January 2005.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	20641 SW 90TH PL, CUTLER BAY, FL 33189-3929
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2005 · Amount on File
Deed Sale	Jan 31, 2005 · Amount on File
Prior Sale	Sep 7, 2004 · Amount on File
Deed Document Number	200599052
Deed Book / Page	23042 / 4203
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	20641 SW 90TH PL, CUTLER BAY, FL 33189-3929
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000139215
Date	Mar 5, 2020
Book Page	31838/280
Instrument	2020R0139215

Lender

Name	AMERICAN AIRLINES FCU
Type	Credit Union
Address	DALLAS, TX 75261

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 20641 SW 90th Pl was $3,168 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Cutler Bay Town
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,168.00 Homeowner's exemption	$168,047	$416,002 Land $177,500 Building $238,502
2023	$2,782.00 (+4.7%) Homeowner's exemption	$158,555 (+3%)	$352,471 (+4.81%) Land $157,500 Building $194,971
2022	$2,657.00 Homeowner's exemption	$153,937	$336,283 Land $102,500 Building $233,783

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20641 SW 90th Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 223 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 20641 SW 90th Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
SkyNet360 Fixed Wireless	160 / 35
T-Mobile Fixed Wireless	100 / 20