20641 S Ferguson Rd, Oregon City, OR 97045 Property Records

Clackamas County property record for 20641 S Ferguson Rd, Oregon City, OR 97045

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,757 sqft · built 1981
Lot Size0.95 acres (41,382 sqft)
OwnerIndividual Name on File
Last Sale$476,000 (Jun 2018)
Tax Bill$6,063 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jan 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN32E14 00313

Property Details

APN / Parcel Number

Primary APN32E14 00313
Alternative APN
  • 00875654

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,757 sqft Living Area
1st Floor Area1,757 sqft

Exterior

Year BuiltBuilt 1981
Exterior MaterialCombination
Foundation TypeConcrete
Roof MaterialWood Shingle
Lot Area41,382 sqft (0.95 acres)
Garage Area704 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump

Location & Zoning

Account Number00875654
Street Address20641 S FERGUSON RD
CityOREGON CITY
StateOR
Zip97045-9356
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRRFF5
Legal DescriptionSECTION 14 TOWNSHIP 3S RANGE 2E TAX LOT 00313
Legal Range02E
Legal Township03S
Legal Section14
Legal Lot Number313
JurisdictionCLACKAMAS OR
Township / Civil DivisionBEAVERCREEK
Census Block Group1
Census Block1015
Census Tract23001

Owner

20641 S Ferguson Rd is owned and occupied by an individual who bought it in June 2018.

Source: Clackamas County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address20641 S FERGUSON RD, OREGON CITY, OR 97045-9356
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2022Deed of Trust, Mortgage · Line of Credit
COLUMBIA STATE BANK
Jan 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Nov 27, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 1, 2018Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE EXPRESS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 2018 · Amount on File
Deed SaleJun 1, 2018 · Amount on File
Prior SaleMay 30, 2013 · Amount on File
Deed Document Number2018-033879
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address20641 S FERGUSON RD, OREGON CITY, OR 97045-9356
Transaction TypeMortgage
Record UpdatedJun 29, 2022
Title CompanyTICOR TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000036174
DateJun 22, 2022
Instrument2022-036174
Lender
NameCOLUMBIA STATE BANK
TypeBank
AddressOREGON CITY, OR 97045
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJun 5, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address20641 S FERGUSON RD, OREGON CITY, OR 97045-9356
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004637
DateJan 15, 2021
Instrument2021-004637
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLACKAMAS OR
Property Address20641 S FERGUSON RD, OREGON CITY, OR 97045-9356
Document Number0000079128
Instrument DateNov 27, 2019
Transaction TypeMortgage
Record UpdatedDec 30, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20641 S FERGUSON RD OREGON CITY OR 970459356, OREGON CITY, OR 97045-9356

Mortgage

Document Number0000079128
DateDec 12, 2019
Instrument79128
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 11, 2049

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLACKAMAS OR
Recording DateJun 1, 2018
Property Address20641 S FERGUSON RD, OREGON CITY, OR 97045-9356
Document Number0000033879
Instrument DateMay 22, 2018
Instrument2018-033879
Transaction TypeTransfer
Record UpdatedNov 19, 2021
Title CompanyLAWYERS TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address20641 S FERGUSON RD, OREGON CITY, OR 97045-9356

Mortgage

Document Number0000033880
DateJun 1, 2018
Instrument2018-033880
Lender
NameMORTGAGE EXPRESS LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 20641 S Ferguson Rd was $6,063.

Source: Clackamas County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyClackamas County
Unified School DistrictOregon City School District 62 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,063.00$390,128$667,080 Land $344,050 Building $323,030
2023$5,294.00$367,734$645,864 Land $330,524 Building $315,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 20641 S Ferguson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 20641 S Ferguson Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLACKAMAS RIVER WATER
serves 29,918 people · EPA ID OR4100187
Water SourceSurface water
Last State InspectionAug 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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